Privacy Policy and Disclaimer
Commitment to Privacy
The Phia Group has created this Privacy Statement in order to demonstrate its firm commitment to privacy and confidentiality.
At The Phia Group, we have administrative, technical, and physical safeguards in place to ensure privacy. These include:- Policies and procedures for handling information
- Limited access to facilities where information is stored
- Requirements for third parties to contractually comply with privacy laws
- Continuous review of company security practices
We provide training on confidentiality and customer privacy to ensure employees are dedicated to keeping your personal information safe and secure.
E-mail/Data Submission
When you correspond with or provide information to us via e-mail, we will not forward that information to any person or entity outside The Phia Group unless required to do so by law. Please be advised that your correspondence may be shared within The Phia Group in order that an appropriate person can respond to your inquiry or comment. Voluntary provision of your e-mail address, postal address, or telephone/fax number signifies your consent to receiving return contact/correspondence from The Phia Group through any or all of those addresses or numbers.
I. Disclaimer.
This Site is designed to provide general information about our products and services, and answer general questions. Some products and/or services may not be available in all states or countries. Information provided is done so without any warranty, expressed, implied or otherwise.
II. Benefit Approval.
All eligibility information obtained herein and/or through the use of this Site shall not constitute authorization of claim payment; no guarantee of payment is made by use of, or through, this Site. Terms and conditions presented herein are not intended to supersede other contractual terms and does not supersede the terms of any applicable benefit plan or document. All other terms and conditions therein, including but not limited to prior approvals, pre-certification, confirmation of coverage and referral requirements set forth by said benefit plans must be handled separately as defined in the applicable document(s). Appropriate penalties which may include denial of coverage, as defined and set forth in or by applicable documents, shall apply for failure to meet said obligations and/or failure to comply with the terms of the applicable document and/or benefit plan terms. If you require immediate response to questions or problems, please contact Customer Service.
III. Accuracy of Information and External Links.
While this Site's administrators do seek to maintain it such that only current and accurate information is presented, we disclaim any implied warranty or representation regarding its accuracy or completeness, as well as its appropriateness for a particular purpose. Sources of information utilized are not always readily available for immediate verification. Users are responsible for verification of the information's accuracy when possible. The recipient of any information presented assumes full responsibility for utilization of the information, understanding and confirming that neither this Site's owners or administrators are responsible, nor liable, for any claim, loss, or damage resulting from its use. Furthermore, we disclaim any responsibility for the content, information, or privacy and security policies applicable to other web sites, and do not exert any control whatsoever over those sites. Linked sites where personal health information (PHI) is collected have their own privacy and security policies, as addressed by the Health Insurance Portability and Accountability Act of 1996 (HIPAA). These sites are not owned or controlled by this Site's owners and/or administrators, and we therefore cannot be responsible for the practices of other web site owners, or for the content and/or accuracy of other web sites.
IV. Endorsement.
Mention of specific products and/or services by this Site do not constitute or imply a recommendation or endorsement by this Site's owners and/or administrators, unless explicitly stated otherwise. The views and opinions of authors featured on this Site do not necessarily reflect those of this Site's owners and/or administrators.
V. Legal Advice.
Nothing contained, expressed, or implied on or by this Site is intended as, nor shall it be construed as, legal advice, guidance, or interpretation. No attorney-client relationship is established between any individual whose works are included on this Site, or this Site's owners and/or administrators, and you by reason of your use of this Site. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this Site, you should seek out, retain, and/or contact your own legal counsel.
VI. Medical Advice.
This Site may provide specific health information, none of which is intended to be specific to your particular medical condition. Nothing contained, expressly or implied, by this Site is intended or shall be construed as medical or other professional advice. No doctor-patient relationship is established by use of this Site. Individual inquiries about coverage issues, medical issues, sensitive or confidential matters should be addressed to appropriate health care professionals and/or directly to the applicable benefit plan administrator.
Updates
This Privacy Statement may be updated or amended at any time without notice.
Contacting Us
If you have any questions about this Privacy Statement, the practices of this site, or your dealings with this site, please contact us via e-mail.