Phia GroupPhia Group Mediahttps://www.phiagroup.com/Media/PostsJuly 2012 Newsletterhttps://www.phiagroup.com/Media/Posts/PostId/327/july-2012-newsletterNewslettersMon, 11 Dec 2023 22:11:33 GMT<div class="entry"> <p><span id="more-528"></span><br /> What a month it has been. Typical, not much happens in our industry in July but not this year! Less than two weeks after the historic decision, we here at The Phia Group did a webinar on the Supreme Court case with the largest audience we have ever had. Its great to know we are trusted for our efforts on behalf of all of you. </p> <p><a href="http://archive.constantcontact.com/fs076/1103630262203/archive/1110492401579.html" target="_blank">Read more</a></p> </div>3272nd Quarter Newsletter 2015https://www.phiagroup.com/Media/Posts/PostId/343/2nd-quarter-newsletter-2015NewslettersFri, 17 Jul 2015 04:29:38 GMT<div class="entry"> <p>&nbsp;The past few months have brought so much intrigue to our industry.&nbsp; Everywhere you looked, something or someone was affecting health care and the insurance industry as a whole.&nbsp; We saw the Supreme Court make a few monumental decisions that will affect how plans are written in the future and the viability of the ACA.&nbsp; We saw interesting court cases placing more potential fiduciary risks upon brokers and administrators.&nbsp; We watched and reacted as more states attempted to limit the ability for smaller employers to self fund their benefits through the use of stop loss coverage and last, but certainly not least, we have seen a monumental increase in the DOL audits to our clients and the industry at large.&nbsp; If there ever was a time that The Phia Group&rsquo;s services were needed, this is it!</p> <p>There is no question that health claims costs continue to skyrocket and the use of so called wrap discounts on many of these claims isn&rsquo;t helping to reduce the burden.&nbsp; If you are looking for some innovative options to stand out from the pack, please contact me as there are so many great ways to truly make a powerful impact on behalf of your employer plans.&nbsp; We can save you and your plans significant claim dollars, you just need to strategize and identify your major pain points.</p> <p>The next quarter will continue to be eventful so while you enjoy your summer weather, please be sure to let us know if you need some assistance &ndash; we are here for you.&nbsp; Happy reading</p> <p><a href="http://archive.constantcontact.com/fs172/1103630262203/archive/1121672331409.html">Click Here </a> to read more!</p> </div>343Doing It For Ourselveshttps://www.phiagroup.com/Media/Posts/PostId/287/doing-it-for-ourselvesWebinarsSun, 11 Nov 2012 22:41:00 GMT<div class="entry"> <p>June 28th, 2012 is a date that will not live on in infamy or otherwise. On that date The Supreme Court of the United States (“SCOTUS”) took the path of least resistance, declaring that The Patient Protection and Affordable Care Act (“PPACA”) is Constitutional, while tearing the claws from the so-called “mandate’s” enforceability. In one fell swoop, SCOTUS both locked PPACA in as the law of the land, and eliminated the government’s ability to enforce the mandate against individuals. With the smoke clearing, and exchanges advancing nationwide, the eyes of regulators now shift to employers and self-funded plans. State commissioners, who since ERISA’s passage in 1974 have sought to control self-funded benefits, now wave the Obamacare flag in efforts to advance their long held desires. As the cost of providing insurance increases, and employers – long since thought untouchable by the self-funded industry – must decide between exiling employees to the exchange, or sampling self-funding, self-funded plans that implement cost containment solutions can position themselves to reap the rewards of this paradigm shift.</p> <p> </p> </div> 287The Supreme Court Opinion on PPACAhttps://www.phiagroup.com/Media/Posts/PostId/286/the-supreme-court-opinion-on-ppacaWebinarsSun, 11 Nov 2012 21:41:00 GMT<div class="entry"> <p>The US Supreme Court upheld the sweeping 2010 healthcare law, declaring that Obama and Congress acted within their powers in requiring most Americans to obtain health insurance.</p> <p>The ruling reaffirms the most ambitious and controversial undertaking of President Obama’s first term: attempting to guarantee that most of the 45 million Americans without insurance will get better access to medical care.</p> <p> </p> </div> 286