Phia Group

Empowering Plans Segment 27 - Mandate? We don’t need no stinking mandate!

On January 22, 2018
In this episode, Adam, Ron, and regular co-hose – Brady Bizarro – address the new tax law, elimination of the individual mandate, and how it may impact benefit plans of all types. In particular, they examine the psyche of low risk lives and ask the all-important question – how do we keep them enrolled without the mandate?

A Taxing Time: The Tax Bill’s Impact on Self-Insurance

On January 18, 2018
On December 22nd, President Trump signed a $1.5 trillion tax bill. Among other things, it effectively ends the Affordable Care Act’s individual mandate. It will have a major impact on individual and employer-sponsored health insurance. Millions of Americans may be without health insurance coverage in the coming years. For self-funded plans, this bill may lead to higher costs due to ripple effects across the entire health insurance market while also opening doors to increased cost-containment opportunities. There are other legislative proposals and agency action which could impact our industry, and many states are considering proposals of their own.

Empowering Plans Segment 26 - Lightning Strikes Twice – Top 2017 Issues Impacting 2018

On January 10, 2018
In this episode, the “Phia Group Boys” freestyle as they share the issues they felt defined 2017 and are likely to impact 2018. From taxes to law; partnerships to reform… nothing is safe from their analysis and we all benefit from their warnings! This is an episode you cannot afford to miss.

Empowering Plans Segment 25 - A Taxing Time

On December 21, 2017
In this special edition of the podcast, The Phia Group's CEO Adam Russo and Attorney Brady Bizarro discuss the new GOP tax bill in depth. Specifically, how does the bill affect employers? What does the repeal of the individual mandate mean for the self insured industry and for the future of Obamacare?

With Great (Cost-Containment) Power Comes Great (Fiduciary) Responsibility!

On December 19, 2017
Join The Phia Group’s legal team for an hour at as they describe various ways to cut costs, what must be done to ensure that fiduciary duties are being met, and what happens if they are not.

Empowering Plans Segment 24 - Protect Your ASA

On December 18, 2017
In this episode, our hosts (including repeat guest host Vice President of Consulting, Attorney Jennifer McCormick) discuss the rising trend in stop-loss insurance being placed by entities other than the TPA, yet the TPA is held responsible if things go sour. Listen in to see how everyone can proactively avoid issues from emerging.

Empowering Plans Segment 23 - Plans and Conspiracy

On December 6, 2017
Bring your tin foil hats, folks! With today's episode, our hosts (including guest host, VP of Consulting, Attorney Jennifer McCormick) discuss the recent news regarding CVS purchasing Aetna as well as a new opportunity to customize plan document reviews to address different levels of need.

Empowering Plans Segment 22 - The Biggest Threats to Self-Funding: A Lightning Round

On November 21, 2017
In this episode, The Phia Group’s CEO, Adam Russo, Sr. VP, Ron Peck, and Attorney Brady Bizarro discuss the biggest threats to the self-funded industry. From expanded fiduciary liability to stop-loss denials to a real threat to the ACA’s individual mandate, our experts give their thoughts in a fast-paced discussion.

Living in the Now: Prepare for 2018

On November 14, 2017
A new year is approaching, and we are in the middle of renewal season; meaning it’s time for some serious preparation. Making sure your clients are cared for is no easy task; are you prepared to protect your plans, save them money, and grow your own business in 2018?

Empowering Plans Segment 21 - Planning for Stormy Seas Ahead

On November 3, 2017
In this episode, Adam, Ron, and their guest star – VP of Consulting Jennifer McCormick, Esq. – discuss all of the many issues creating waves as it relates to benefit plan documents, and what steps we can all take to safely navigate those waters – including setting sail on The Phia Group Flagship Template!

Empowering Plans Segment 20 - Trumping Costs and Climbing the Hill

On October 19, 2017
With this episode, Adam and Ron welcome back a fan favorite – guest star Brady Bizarro – and discuss the wild and crazy happenings in DC. From contraceptives to cost containment; the impact of fully insured subsidies on self funded plans; and everything in between – this is one lively podcast you cannot afford to miss.

Best Practices for Today's Plan Documents

On October 17, 2017
There’s a reason the law governs how plan documents must be formed and distributed – and it’s that the plan document remains the be-all-end-all of the plan’s and member’s rights. For this reason, it is crucial to ensure that the plan document is compliant to a T, is clear and comprehensible, and is able to contain costs.

Empowering Plans Segment 19 - The Man with the Plan

On October 13, 2017
In this episode Adam and Ron discuss the oft overlooked but – in their opinion – all important plan document. From its purpose to best practices, they discuss why legal compliance, interaction with third parties, and cost containment efforts all start (and end) with the plan terms. Bring a pen and paper – these tips cannot be missed.

The Phia Group's 4th Quarter 2017 Newsletter

On October 13, 2017
The Phia Group is closing up 2017 with impressive numbers! Check out our newsletter to get acquainted with some of the latest happenings in our neck of the woods.

The Stacks - 4th Quarter 2017

On October 10, 2017
This is “The Stacks” from the Phia Group’s 4th Quarter 2017 Newsletter