Phia Group

The Double-Edged Sword of Discretion: How Even Great Plan Document Language Can Cause Gaps in Coverage

On April 27, 2017
Nearly all Plan Documents have some mention of discretionary authority. The ability to interpret the terms of the plan is necessary to receive deference from the courts, and is needed since not every conceivable scenario can be planned for within the plan document.

Transparency – It’s Not Just for Ghosts

On April 26, 2017
Kelly Dempsey, Esq. shares a personal experience with different charges for the same services. Learn more today.

Empowering Plans Segment 06 - An Employer Call to Action

On April 25, 2017
A podcast dedicated to employers. Our goal is to show employers what they can do to improve their health plan and plan performance, without relying on third parties. It’s time for employers to get into the game!

Pay the Cost to be the Boss!

On April 24, 2017
Educate your staff and empower them to make the best choices, as illustrated by Ron Peck, Esq.'s example. Read more now.

The Phia Group's 2nd Quarter 2017 Newsletter

On April 21, 2017
The Phia Group is off to a good start in 2017! Check out our newsletter to get acquainted with some of the latest happenings in our neck of the woods.

Cyborgs – Moving From Science Fiction to Science Fact

On April 20, 2017
The cost of prosthetics developed from new technology are expensive, but trend shows costs reduce as new technology develops. Learn more.

My Trip to the Emergency Room

On April 18, 2017
Jen McCormick, Esq. shares an experience with her toddler and a family physician recommendation to the ER. Read more.

The Stacks – 2nd Quarter 2017

On April 14, 2017
This is “The Stacks” from the Phia Group’s 2nd Quarter 2017 Newsletter

I Fought The Law and…Unpredictable Results Ensued

On April 12, 2017
Jon Jablon, Esq. discusses whether it's worth the risk to involve legal parties with billing due to unpredictable results. Learn more today.

Repeal and Replace Faces a False Start - Affordable Care Act Review

On April 10, 2017
A look at the possible impact on employer-sponsored health insurance with developing government decisions. Learn more.

Sometimes... The Truth Hurts...

On April 5, 2017
Out-of-control billing is a huge problem in our healthcare system today. Learn more about what you can do to take control.

Empowering Plans Segment 05 - The AHCA Failed: Where To Next?

On April 4, 2017
Join The Phia Group's CEO, Adam V. Russo, Sr. VP, Ron E. Peck, and Attorney Brady Bizarro as they discuss the recent, stunning failure of the GOP's American Health Care Act, the most recent news and predictions on the effort to repeal and replace the ACA, and what this all means for the self-funded industry.

Trump’s Healthcare Bill Failed… Here’s Why

On April 3, 2017
Until we challenge hospital costs, specialty drug charges and others, we'll continue overpaying. Learn more about what you can do.