Phia Group Media


Phia Group Media

A COBRA Conundrum

On March 15, 2021
New COBRA rules mean even more confusion for a plan that was already convoluted. The rules continue to update as Covid-19 continues. Read those updates here.

Empowering Plans: P102 – CYA: Cover Your Assets

On February 12, 2021
In this episode of the Empowering Plans podcast, Nick and Brady talk through some developing trends in ERISA litigation. Do fiduciary duties apply to the protection of plan data? Could a data breach lead to claims under ERISA and HIPAA? What steps do ERISA fiduciaries need to take? Listen in as we explore where things stand, and where they might be heading.

There is no Such Thing as a 1099 Employee

On November 23, 2020
Learn what a 1099 employee is (and why there is a misconception that they exist). Find out more about how to categorize the type of employee someone is.

Texas Still Working On Mental Health Parity Rule Implementation

On August 3, 2020
The Texas House Bill 10 is made up of four divisions that can impact self-funded non-ERISA plans. There may be new requirements on the horizon. Learn more.

How Flexible Can Your Plan Be?

On March 17, 2020
Employer health insurance plans are permitted to be more generous than regulation requires. Learn some of the options available for modifying plans.

What Happens to a Health Plan during a Merger or Acquisition?

On January 9, 2020
One thing that should always be addressed is the impact that the transaction will have on the benefit plans of the buyer and the seller. Learn more.

Robbing Peter to Pay Paul: The Trouble with Cross-Patient Offsetting

On December 30, 2019
The right to offset future benefits is common, and there is nothing inherently unenforceable about offsetting benefits due to a patient. Learn more.

Theories v. Practicality: The Simplest Answer is Often the Best!

On November 18, 2019
Whether you believe that a breach of contract action against a plan participant is allowed, it’s better to be able to prevent the money from being put at risk. 

Don’t Get Bit: Avoid Falling Into the COBRA Snake Pit.

On October 28, 2019
Despite its relative simplicity in a qualified beneficiary's perspective, COBRA is a lot less simple when viewed through the eyes of an employer.

ERISA Violations Due to Restrictive Claim Guidelines

On March 25, 2019
A recent case development has added another layer to compliance when it comes to covering mental health benefits. Click to read more.

The Proposed HRA Rules v. the Current Regulatory Landscape

On October 31, 2018
In October of 2018 the government issued proposed regulations on health reimbursement arrangements. It's not too late! Learn how this may affect you.

Is Your Life Insurance Policy Subject to ERISA?

On October 3, 2018
Is your life insurance policy subject to ERISA? Learn how to find out if it is and what that might mean for you if your insurance policy is subject to it.

Freedom Fighters Abound…

On March 14, 2018
There is no question that the vast majority of folks in self-funding, whether benefit or service providers, have a goal in mind; providing cost effective benefits to the insured.

The DOL’s Proposed Rule … A Sleeper Provision for Self-Funding?

On February 12, 2018
Proposed regulations by the Department of Labor (DOL) make two important modifications to self-funding. Learn about them here and how they could be affecting you or your business.

Montana SB44 and State Efforts to…Do What, Exactly?

On November 6, 2017
Jon Jablon, Esq. discusses Montana's recently passed SB44 and its impact on payment amounts due to out-of-network air ambulance providers in Montana.