“You need experience. We have vast experience in every aspect of the industry and utilize that experience in every service. ”

Vice President, Sales & Marketing
legal team

Adam V. Russo, Esq.
Chief Executive Officer

Adam V. Russo, Esq. is the Co-Founder and Chief Executive Officer of The Phia Group LLC; an experienced provider of health care cost containment techniques offering comprehensive claims recovery, plan document and consulting services designed to control health care costs and protect plan assets. The Phia Group’s overall mission is to reduce the cost of plans through its recovery strategies, innovative technologies, and legal expertise.

Attorney Russo is also the founder and managing partner of The Law Offices of Russo & Minchoff, a full-service law firm with offices in Boston and Braintree, MA. Attorney Russo’s practice is devoted to representing employers, plan fiduciaries, third-party administrators and carriers in employment and employee benefits matters throughout the United States.  He is a frequent speaker and author on health care and employee benefits topics at webinars, conferences and seminars across the country.

Attorney Russo obtained a Juris Doctorate degree from Suffolk University Law School and a Masters Degree in Finance from the Frank Sawyer School of Management at Suffolk University in Boston, Massachusetts.  He also acquired an undergraduate degree from Suffolk University, where he double majored in Political Science and Public Relations. He was recognized by Suffolk University with the 2005 Outstanding Alumni Achievement Award.  

Attorney Russo is the 2018 Chairman-Elect of the Board of Directors for the Self-Insurance Institute of America, Inc. (SIIA) and serves on the Board of the Massachusetts Association of Health Underwriters (MAHU). He also proudly serves on the Board of Directors at the Boys & Girls Club of Brockton, Massachusetts.  Attorney Russo is admitted to the Massachusetts Bar, the U.S. Court of Appeals for the First Circuit and the Supreme Court of the United States.

Adam and his wife Kelly have four wonderful children - Soli, Maeve, Samuel and Shae.  In addition to spending his spare time with his family and friends, Adam enjoys watching his beloved Cleveland Indians baseball team.

Ron E. Peck, Esq.
Senior Vice President and General Counsel

Ron E. Peck has been a member of The Phia Group’s team since 2006.  As an ERISA attorney with The Phia Group, Ron has been an innovative force in the drafting of improved benefit plan provisions, handled complex subrogation and third party recovery disputes, healthcare direct contracting and spearheaded efforts to combat the steadily increasing costs of healthcare. 

Considered to be not only one of the nation’s top ERISA lawyers, Attorney Peck is also viewed as one of the nation’s premier self funded health plan consultants and health benefits attorney; lecturing at and participating in many industry gatherings including but not limited to The National Association Of Subrogation Professionals (“NASP”) Litigation Skills Conference, Society of Professional Benefit Administrators (“SPBA”), the Health Care Administrator’s Association (“HCAA”), The Health Plan Alliance, and SIIA.  Ron is also frequently called upon to educate plan administrators and stop-loss carriers regarding changing laws and best practices.  Ron’s theories regarding benefit plan administration and healthcare have been published in many industry periodicals, and have received much acclaim.  Prior to joining The Phia Group, Ron was a member of a major pharmaceutical company’s in-house legal team, a general practitioner’s law office, and served as a judicial clerk.  Ron is also currently of-counsel with The Law Offices of Russo & Minchoff.

Attorney Peck obtained his Juris Doctorate from Rutgers University School of Law and earned his Bachelor of Science degree in Policy Analysis and Management from Cornell University.  Attorney Peck now serves as The Phia Group’s Senior Vice President and General Counsel, and is also a dedicated member of SIIA’s Government Relations Committee.

Tim Callender, Esq.
  Vice President, Sales & Marketing
Tim serves as the Vice President of Sales and Marketing for The Phia Group, LLC. Prior to his current role, Tim served as a health care lawyer, staff attorney and lead PACE counsel for The Phia Group.

Before joining The Phia Group, Tim spent years functioning as in-house legal counsel for a third party administrator. Tim is well-versed in complex appeals, direct provider negotiations, plan document interpretation, stop-loss conflict resolution; keeping abreast of regulatory demands, vendor contract disputes, and many other issues unique to the self-funded industry.

Tim has spoken on a variety of industry topics at respected venues such as the Self-Insurance Institute of America (“SIIA”), the Society of Professional Benefit Administrators (“SPBA”), the Health Care Administrator’s Association (“HCAA”), and the National Association of Health Underwriters (“NAHU”). Tim currently sits on the Board of Directors for HCAA as well. Prior to his time as a TPA’s in-house counsel, Tim spent many years in private practice, successfully litigating many cases through full adjudication or to resolution through mediation or arbitration.

Tim holds a leadership role with The Phia Group’s executive leadership team while continuing to assist on many general consulting and industry projects. Tim also employs his experience to focus on the development of new services and the enrichment of The Phia Group’s existing services.

Tim received his Bachelor’s Degree from The College of Idaho, prior to obtaining his Law Degree from The University of San Diego School of Law.  Tim operates out of The Phia Group’s office in Boise, Idaho.

Jennifer M. McCormick, Esq.
Vice President, Consulting

Jennifer M. McCormick joined The Phia Group, LLC as corporate counsel in 2008.  As a healthcare attorney and ERISA lawyer with The Phia Group, Attorney McCormick concentrates on a variety of healthcare and regulatory issues facing employee benefit plans and their administrators. As Vice President of Phia Group Consulting she focuses on health benefit plan regulatory compliance services, including but not limited to self funded health plan consulting, health plan exclusions, health plan limitations, health plan revisions, defining key items such as usual and customary fees, and the entire health plan summary plan description and summary of benefits and coverage. She is a constant contributor to The Phia Group’s webinars and other educational media.

Attorney McCormick earned her J.D. from the Syracuse University College of Law, with certificates in Estate Planning and Family Law, and her B.A. in both Psychology and Criminal Justice from Indiana University, graduating with distinction as a National Dean’s List Scholar. While attending Syracuse, Attorney McCormick served as an Intercollegiate Director of the Moot Court Honor Society and as a Student Attorney in the Low Income Taxpayer Clinic where she counseled clients on state and federal tax matters and the US Tax Court appeals process.

Christopher M. Aguiar, Esq.
Director, Legal Department, Subrogation & Reimbursement Services

Christopher is a Health Benefits Lawyer and Third Party Liability Attorney who started his career as a Claims Recovery Specialist with The Phia Group in 2005 and spent the first couple of years honing his subrogation, third party recovery and negotiation skills while also learning about the incredibly complex field of subrogation and benefit plan recovery law.  Chris quickly became a valuable asset to the recovery department as a trainer and mentor to new employees as well as a source of information and assistance for the recovery specialists. Chris has managed thousands of cases all over the country and spearheaded negotiations between plan participants, plaintiffs’ counsel, third party liability lawyers and plan administrators on matters of state and federal law, third party liability, third party recovery, as well as ERISA preemption. He has recovered millions of dollars on behalf of benefit plans in virtually every state and federal jurisdiction.  Most of this occurred before Chris attended law school in Boston, MA and earned his J.D. in 2014, becoming licensed to practice law in the commonwealth of Massachusetts later the same year.

Considered one of the nation’s top TPL attorneys and health benefits lawyers, Chris has overseen the training and education of staff in the ever developing arena of subrogation law and currently focuses a significant amount of time planning The Phia Group’s recovery strategies and resolving the most complicated issues between benefit plans, their stop loss partners, care providers, and benefit plan participants in relation to subrogation and overpayment recovery.  Chris is a regular presenter on The Phia Group’s Free Monthly Webinars and a regular contributor to its quarterly newsletters. He is also a regular contributor to SIIA’s monthly publication, the “Self Insurer” and has been selected as a presenter several times for the Annual Conference for the National Association of Subrogation Professionals, regarding key cases such as Sereboff v. Mid Atlantic Medical Services, Inc. and Montanile v. Board Of Trustees. Chris received his Bachelor’s Degree from Suffolk University, prior to obtaining his Juris Doctorate from Suffolk University.

Jon Jablon, Esq.
Director, Provider Relations


Jon joined The Phia Group’s team in 2013, after receiving his Juris Doctor from New York Law School and being admitted to the bars of New York and Massachusetts. He is well-versed in the ins and outs of ERISA, stop-loss policies, PPO agreements, administrative services agreements, and health plans. Jon works on a large variety of projects for The Phia Group’s clients, including providing advisory opinions, consultative advice, and contract review.

As the Director of Phia Group Consulting’s Provider Relations Team, Jon assists TPAs, brokers, stop-loss carriers, and other entities with disputes related to both in- and out-of-network claims, various claims payment methodologies (including reference-based pricing), appeals, medical bill negotiation, and much more.

Kelly E. Dempsey, Esq.
Director, Independent Consultation & Evaluation (ICE) Services

Kelly joined The Phia Group’s team in early 2014.  She is one of The Phia Group’s healthcare attorneys, specializing in plan document drafting and review, as well as a myriad of compliance matters.  Kelly’s former industry experience extends to having worked for a TPA and an insurance carrier, which has given her experience with balance billing and other provider disputes, COB for Medicare, referenced based pricing, usual & reasonable fees, as well as the other issues TPAs face on a daily basis.  Kelly brings a unique perspective to The Phia Group and is a valuable asset to its team of consultants and health benefits attorneys.

Kelly is admitted to the Bar of the State of Ohio and the United States District Court, Northern District of Ohio.  Kelly earned her Juris Doctorate from Cleveland-Marshall College of Law and earned her Bachelor of Science degree in Psychology and Business from Muskingum University (formerly Muskingum College), graduating magna cum laude. Kelly is an active member of the Medina County Bar Association, serving on its Grievance Committee, and she is a board member for Project: LEARN of Medina County (Ohio).


Andrew Silverio, Esq.
Attorney at Law

Andrew joined the Phia Group, LLC as attorney Third Party Liability Lawyer in the summer of 2014, dealing with a variety of issues such as Medicare recovery and Medicare COB, class action recovery, and other opportunities to recoup funds for benefit plans.  In addition to conducting research into novel and developing areas of the industry, his primary focus is on provider relations, dispute resolution, and cost containment. He handles many of the company’s more challenging and complex cases involving disputes between benefit plans, participants, providers, insurance carriers, employers and brokers.

Andrew attended Berklee College of Music in Boston, earning his B.A. in professional music.  He then attended Suffolk University Law School, graduating with an intellectual property concentration with distinction.  There, he took the step into the healthcare realm of the legal world, serving first as an editor and content contributor, and then on the executive board of the Journal of Health and Biomedical Law.  Andrew is licensed to practice in the Commonwealth of Massachusetts.


Sean N. Donnelly, Esq.
Corporate Counsel

Sean joined The Phia Group, LLC in 2013 and currently serves as Corporate Counsel.  In his role as Corporate Counsel, Sean is primarily responsible for handling the drafting, negotiation and enforcement of The Phia Group’s contracts and agreements.  Sean likewise oversees The Phia Group’s licensing agreements, trademarks and other intellectual property matters.  He also serves as a key advisor to The Phia Group’s management on legal and regulatory compliance issues, business governance issues and internal policies and procedures.  Sean has also been a contributor to The Phia Group’s webinars and co-authored educational articles and guidebooks on the self-funded industry.

Sean earned his B.A. in Political Science with Distinction from the University of Michigan and his J.D. from Boston College Law School.  While in law school, Sean worked as a student-attorney with the Boston College Legal Assistance Bureau and also successfully completed an externship with the Regional Counsel’s Office of the Federal Aviation Administration.  Sean is admitted to the Bar of the Commonwealth of Massachusetts.

Brady Bizarro, Esq.
Director, Healthcare Attorney

Brady joined The Phia Group, LLC as a healthcare attorney in early 2016. As a member of The Phia Group’s legal team, he specializes in regulatory, transactional, and compliance matters related to healthcare and employee benefits law. He provides general consulting services to clients, including employers, third-party administrators, brokers, and vendors associated with employee health benefit plans, on matters related to the health insurance industry, including ERISA, ACA, and HIPAA compliance. He also performs contract review and due diligence on healthcare transactions and assists with dispute resolution efforts between the various players in the healthcare industry in an effort to protect plan members and plan sponsors.

Attorney Bizarro earned his B.A. in Political Science from Boston University, graduating magna cum laude, and his J.D. from Boston University School of Law, concentrating in Health Law. While at BU Law, Brady served as a Note Editor for the International Law Journal, participated in the Edward C. Stone Moot Court Competition, and was a member of the Health Law Association. He previously worked as a summer associate at Greene LLP, a civil litigation firm in Boston that specializes in healthcare fraud cases and the Civil False Claims Act, and as a Rule 3:03 attorney with BU Law’s Civil Litigation Clinic, where he represented indigent defendants in employment and discrimination cases in state court.


Maribel E. McLaughlin, Esq.
Attorney at Law

Maribel joined the Phia Group, LLC as a subrogation attorney in 2016. She is admitted to the Bar of the Commonwealth of Massachusetts and the United States District Court, District of Massachusetts. As an attorney with The Phia Group, Maribel concentrates on subrogation and reimbursement, and she handles many challenging and complex recovery cases.

Maribel earned her B.A. from Roger Williams University in psychology and legal studies. She then attended Roger Williams University School of Law where she earned her J.D. While attending Roger Williams School of Law, Maribel served as a student-attorney for the Kent County, R.I. branch of Court Appointed Special Advocates for Children. After graduating law school, she practiced as a plaintiffs’ litigation attorney representing a wide variety of clients in medical malpractice and personal injury lawsuits.


Krista Maschinot, Esq.
Attorney at Law

Krista joined the Phia Group as a consulting attorney in 2017. Prior to working at the Phia Group, Krista worked as an associate counsel for the annuity division of a large insurance group. Krista focuses on health plan document design and the regulatory issues affecting the administration of employee benefit plans.

Krista received her Juris Doctor from The Catholic University of America and her Bachelor of Science in Accounting from the University of Kentucky. She is admitted to the Bars of the Commonwealth of Kentucky, the State of Ohio, and the Commonwealth of Massachusetts.



Erin Hussey, Esq.
Attorney at Law ehussey@phiagroup.com

Erin joined The Phia Group, LLC as an attorney in 2017. She focuses on a variety of healthcare issues facing employee benefit plans and their administrators. She provides general consultative advice on matters involving ERISA, ACA, HIPAA, COBRA, FMLA and other regulatory matters. Prior to working at The Phia Group, she worked as an attorney practicing in the area of workers' compensation where she represented insurance companies at the Department of Industrial Accidents.

Erin earned her B.A. from the University of New Hampshire, graduating magna cum laude, and her J.D. from Suffolk University Law School, graduating cum laude. While attending Suffolk Law, Erin interned at the Boston Municipal Court (Dorchester Division) and the United Nations in New York City. She also worked as a law clerk for a personal injury law firm and volunteered at a court service center.