“You need experience. We have vast experience in every aspect of the industry and utilize that experience in every service. ”

Vice President, Client Solutions Group

legal team

Adam V. Russo, Esq.
Chief Executive Officer

Adam V. Russo, Esq. is the Co-Founder and Chief Executive Officer of The Phia Group, LLC; an experienced provider of healthcare cost containment techniques offering comprehensive claims recovery, plan document and consulting services designed to control healthcare costs and protect plan assets. The Phia Group’s overall mission is to reduce the cost of healthcare through its recovery strategies, innovative technologies, and legal expertise.

Attorney Russo is also the founder and managing partner of The Law Offices of Russo & Minchoff, a full-service law firm with offices in Boston and Canton, MA. Attorney Russo’s practice is devoted to representing employers, plan fiduciaries, third-party administrators and carriers in employee benefit matters throughout the United States.  He is a frequent speaker and author on employee benefit topics at webinars, conferences and seminars across the country.

Attorney Russo obtained a Juris Doctorate degree from Suffolk University Law School and a Master’s Degree in Finance from the Frank Sawyer School of Management at Suffolk University in Boston, Massachusetts.  He also acquired an undergraduate degree from Suffolk University, where he double majored in Political Science and Public Relations. He was recognized by Suffolk University with the 2005 Outstanding Alumni Achievement Award.  

Attorney Russo was the 2019 Chairman of the Board of Directors for the Self-Insurance Institute of America, Inc. (SIIA). He currently serves on the Board of the Massachusetts Association of Health Underwriters (MAHU), the Board of Trustees at the Inly School in Scituate, Massachusetts, and on the Board of Directors at the Boys & Girls Club of Metro South, Massachusetts.  Attorney Russo is admitted to the Massachusetts Bar, the U.S. Court of Appeals for the First Circuit and the Supreme Court of the United States.

Adam and his wife Kelly have four wonderful children - Soli, Maeve, Shae and Samuel.  In addition to spending time with his family, Adam enjoys watching his beloved Cleveland Indians baseball team.

Ron E. Peck, Esq.
Chief Legal Officer

Ron E. Peck has been a member of The Phia Group’s team since 2006.  As the Chief Legal Officer at The Phia Group, Ron has been an innovative force in the drafting of improved benefit plan provisions, handled complex subrogation and third party recovery disputes, healthcare direct contracting and spearheaded efforts to combat the steadily increasing costs of healthcare.  

Considered to be not only one of the nation’s top ERISA lawyers, Attorney Peck is also viewed as one of the nation’s premier self-funded health plan consultants and health benefits attorney; lecturing at and participating in many industry gatherings including but not limited to The National Association of Subrogation Professionals (“NASP”) Litigation Skills Conference, Society of Professional Benefit Administrators (“SPBA”), the Health Care Administrator’s Association (“HCAA”), The Health Plan Alliance, and Self-Insurance Institute of America (“SIIA”).  Ron is also frequently called upon to educate plan administrators and stop-loss carriers regarding changing laws and best practices.  Ron’s theories regarding benefit plan administration and healthcare have been published in many industry periodicals, and have received much acclaim.  Prior to joining The Phia Group, Ron was a member of a major pharmaceutical company’s in-house legal team, a general practitioner’s law office, and served as a judicial clerk.  Ron is also currently of-counsel with The Law Offices of Russo & Minchoff.

Attorney Peck obtained his Juris Doctorate from Rutgers University School of Law and earned his Bachelor of Science degree in Policy Analysis and Management from Cornell University.  Attorney Peck now serves as The Phia Group’s Chief Legal Officer, and is also a dedicated member of SIIA’s Government Relations Committee.


Tim Callender, Esq.
  Vice President, Client Solutions Group
Tim serves as the Vice President of the Client Solutions Group for The Phia Group, LLC. Prior to his current role, Tim served as a health care lawyer, staff attorney and lead PACE counsel for The Phia Group.
Before joining The Phia Group, Tim spent years functioning as in-house legal counsel for a third party administrator. Tim is well-versed in complex appeals, direct provider negotiations, plan document interpretation, stop-loss conflict resolution; keeping abreast of regulatory demands, vendor contract disputes, and many other issues unique to the self-funded industry.

Tim has spoken on a variety of industry topics at respected venues such as the Self-Insurance Institute of America (“SIIA”), the Society of Professional Benefit Administrators (“SPBA”), the Health Care Administrator’s Association (“HCAA”), and the National Association of Health Underwriters (“NAHU”). Tim currently sits on the Board of Directors for HCAA as well. Prior to his time as a TPA’s in-house counsel, Tim spent many years in private practice, successfully litigating many cases through full adjudication or to resolution through mediation or arbitration.

Tim holds a leadership role with The Phia Group’s executive leadership team while continuing to assist on many general consulting and industry projects. Tim also employs his experience to focus on the development of new services and the enrichment of The Phia Group’s existing services.

Tim received his Bachelor’s Degree from The College of Idaho, prior to obtaining his Law Degree from The University of San Diego School of Law.  Tim operates out of The Phia Group’s office in Boise, Idaho.

Jennifer M. McCormick, Esq.
Senior Vice President, Consulting

Jennifer M. McCormick joined The Phia Group, LLC as corporate counsel in 2008.  As the Senior Vice President of Phia Group Consulting, Attorney McCormick concentrates on a variety of healthcare and regulatory issues facing employee benefit plans and their administrators. As Senior Vice President of Phia Group Consulting she focuses on health benefit plan regulatory compliance services, including but not limited to self funded health plan consulting, health plan exclusions, health plan limitations, health plan revisions, defining key items such as usual and customary fees, and the entire health plan summary plan description and summary of benefits and coverage. She is a constant contributor to The Phia Group’s webinars and other educational media.

Attorney McCormick earned her J.D. from the Syracuse University College of Law, with certificates in Estate Planning and Family Law, and her B.A. in both Psychology and Criminal Justice from Indiana University, graduating with distinction as a National Dean’s List Scholar. While attending Syracuse, Attorney McCormick served as an Intercollegiate Director of the Moot Court Honor Society and as a Student Attorney in the Low Income Taxpayer Clinic where she counseled clients on state and federal tax matters and the US Tax Court appeals process.

Christopher M. Aguiar, Esq.
Vice President, Legal Recovery Services

Christopher is a Health Benefits Lawyer and Third Party Liability Attorney who started his career as a Claims Recovery Specialist with The Phia Group in 2005 and spent the first couple of years honing his subrogation, third party recovery and negotiation skills while also learning about the incredibly complex field of subrogation and benefit plan recovery law.  Chris quickly became a valuable asset to the recovery department as a trainer and mentor to new employees as well as a source of information and assistance for the recovery specialists. Chris has managed thousands of cases all over the country and spearheaded negotiations between plan participants, plaintiffs’ counsel, third party liability lawyers and plan administrators on matters of state and federal law, third party liability, third party recovery, as well as ERISA preemption. He has recovered millions of dollars on behalf of benefit plans in virtually every state and federal jurisdiction.  Most of this occurred before Chris attended law school in Boston, MA and earned his J.D. in 2014, becoming licensed to practice law in the Commonwealth of Massachusetts later the same year.

Considered one of the nation’s top TPL attorneys and health benefits lawyers, Chris has overseen the training and education of staff in the ever developing arena of subrogation law and currently focuses a significant amount of time planning The Phia Group’s recovery strategies and resolving the most complicated issues between benefit plans, their stop loss partners, care providers, and benefit plan participants in relation to subrogation and overpayment recovery. Chris is a regular presenter on The Phia Group’s Free Monthly Webinars and a regular contributor to its quarterly newsletters. He is also a regular contributor to SIIA’s monthly publication, the “Self Insurer” and has been selected as a presenter several times for the Annual Conference for the National Association of Subrogation Professionals, regarding key cases such as Sereboff v. Mid Atlantic Medical Services, Inc. and Montanile v. Board Of Trustees. Chris received his Bachelor’s Degree from Suffolk University, prior to obtaining his Juris Doctorate from Suffolk University Law School.

Jon Jablon, Esq.
Director, Consulting Services


Jon joined The Phia Group’s team in 2013, after receiving his Juris Doctor from New York Law School and being admitted to the bars of New York and Massachusetts. He is well-versed in the ins and outs of ERISA, stop-loss policies, PPO agreements, administrative services agreements, and health plans. Jon works on a large variety of projects for The Phia Group’s clients, including providing advisory opinions, consultative advice, and contract review.

As the Director of Phia Group Consulting’s Provider Relations Team, Jon assists TPAs, brokers, stop-loss carriers, and other entities with disputes related to both in- and out-of-network claims, various claims payment methodologies (including reference-based pricing), appeals, medical bill negotiation, and much more.

Kelly E. Dempsey, Esq.
Vice President, Consulting

Kelly joined The Phia Group’s team in early 2014.  She is the Vice President of Phia Group Consulting, specializing in plan document drafting and review, as well as a myriad of compliance matters. Kelly’s former industry experience extends to having worked for a TPA and an insurance carrier, which has given her experience with balance billing and other provider disputes, COB for Medicare, reference based pricing, usual & reasonable fees, as well as the other issues TPAs face on a daily basis.  Kelly brings a unique perspective to The Phia Group and is a valuable asset to its team of consultants and health benefits attorneys.

Kelly is admitted to the Bar of the State of Ohio and the United States District Court, Northern District of Ohio. Kelly earned her Juris Doctorate from Cleveland-Marshall College of Law and earned her Bachelor of Science degree in Psychology and Business from Muskingum University (formerly Muskingum College), graduating magna cum laude. Kelly is a board member for Project: LEARN of Medina County (Ohio), serving as President of the Board of Trustees in 2020.


Andrew Silverio, Esq.
Compliance & Oversight Counsel

Andrew joined The Phia Group, LLC in the summer of 2014, dealing primarily with subrogation and third party recovery, and other opportunities to recoup funds for benefit plans.  He soon branched into the consulting branch of our company, assisting clients with compliance inquiries, plan document and contract drafting and revision, reviewing vendor programs, and addressing any and all other consulting questions. He now serves as Compliance and Oversight Counsel, primary focusing is on the most complex and emerging legal and regulatory issues, both internally and for our clients as a member of Phia Group Consulting.  Andrew is also the Phia Group’s HIPAA privacy officer.

Andrew attended Berklee College of Music in Boston, earning his B.A. in professional music.  He then attended Suffolk University Law School, graduating with an intellectual property concentration with distinction.  There, he took the step into the healthcare realm of the legal world, serving first as an editor and content contributor, and then on the executive board of the Journal of Health and Biomedical Law.  Andrew is licensed to practice in the Commonwealth of Massachusetts.



Brady Bizarro, Esq.
Director, Legal Compliance & Regulatory Affairs

Brady joined The Phia Group as a healthcare attorney in early 2016. As the Director of Legal Compliance & Regulatory Affairs, he specializes in regulatory, transactional, and compliance matters related to healthcare and employee benefits law. He provides general consulting services to clients, including employers, third-party administrators, brokers, and vendors associated with health benefit plans on matters related to the health insurance industry, including ERISA, ACA, and HIPAA compliance. He also performs contract review and due diligence on healthcare transactions and assists with dispute resolution efforts between the various players in the healthcare industry in an effort to protect plan members and plan sponsors. Brady has previously spoken at numerous industry conferences, including those held by the Self-Insurance Institute of America (“SIIA”) and the Health Care Administrator’s Association (“HCAA”). He served as chairman of SIIA’s Future Leaders Committee in 2020 and is a regular contributor to The Self-Insurer, the world’s leading alternative risk transfer journal.
Attorney Bizarro earned his law degree from Boston University School of Law, concentrating in health law. During law school, Brady served as an editor for BU Law’s International Law Journal, participated in the Edward C. Stone Moot Court Competition, completed a legal internship in the U.S. House of Representatives, and wrote for the National Security Law Brief. He also worked as a summer associate at Greene LLP, a complex civil litigation firm in Boston that specializes in healthcare fraud cases, and as a Rule 3:03 attorney with Greater Boston Legal Services, where he represented indigent defendants in employment and discrimination cases in state court. Prior to law school, he worked as a mediator for the Massachusetts Attorney General’s Office and for the National Defense University in Washington, D.C. Brady graduated magna cum laude in 2010 from Boston University, where he was the recipient of the Herbert and Mary Greig Scholarship in American History.


Maribel E. McLaughlin, Esq.
Attorney at Law

Maribel joined the Phia Group, LLC as a subrogation attorney in 2016. She is admitted to the Bar of the Commonwealth of Massachusetts and the United States District Court, District of Massachusetts. As an attorney with The Phia Group, Maribel concentrates on subrogation and reimbursement, and she handles many challenging and complex recovery cases.

Maribel earned her B.A. from Roger Williams University in psychology and legal studies. She then attended Roger Williams University School of Law where she earned her J.D. While attending Roger Williams School of Law, Maribel served as a student-attorney for the Kent County, R.I. branch of Court Appointed Special Advocates for Children. After graduating law school, she practiced as a plaintiffs’ litigation attorney representing a wide variety of clients in medical malpractice and personal injury lawsuits.



Robert Martinez, Esq.
Attorney at Law

Robert joined The Phia Group in 2019 as an Attorney for the Provider Relations team to assist clients with disputes related to both in-network, out-of-network claims, and medical bill negotiation. Prior to joining The Phia Group, Robert had his own civil litigation law practice.

Robert earned his B.A. in Economics from the Hobart and William Smith Colleges, and his J.D. from University of Massachusetts School of Law. He is admitted to the Bar of the Commonwealth of Massachusetts and the United States District Court, District of Massachusetts.



Nicholas Bonds, Esq.
Attorney at Law

Nicholas joined The Phia Group, LLC as an attorney in the winter of 2018. He is a member of Phia Group Consulting’s Independent Consultation & Evaluation (ICE) team, working on consultation, plan document review, and regulatory compliance with state and federal laws including ERISA, ACA, HIPAA, COBRA, FMLA and more.  

Nicholas attended McMurry University in Abilene, Texas, graduating cum laude with his B.A. in History. He earned his Juris Doctor at New England Law where he was a member of the Intellectual Property Law Association and the International Law Society, and graduated with an intellectual property concentration. He is licensed to practice in the Commonwealth of Massachusetts.  



Kevin Brady, Esq.
Attorney at Law

Kevin joined the Phia Group Consulting team as an attorney in the summer of 2019. As a member of the consulting team, Kevin works on general consulting, plan document compliance, contract gap reviews, and general compliance issues.

Kevin attended Oakland University in Rochester, Michigan graduating with his B.A. in History. He earned his Juris Doctor from Michigan State University College of Law in East Lansing, Michigan. While at MSU, Kevin was a member of the Journal of Business and Securities Law and worked in the MSU College of Law Immigration Clinic. After law school, Kevin worked as an attorney representing several healthcare providers in the Midwest. He is currently licensed to practice law in the State of Michigan.  


Rebekah McGuire Dye, J.D.
Vice President, Client Solutions and Account Management

Rebekah McGuire Dye is the Vice President of Client Solutions and Account Management with the Phia Group.  Ms. Dye is leading the Phia Group’s client care service to the highest level of concierge client service ever established in the cost containment industry.   

As a partner to clients’ senior leadership, Ms. Dye and her accomplished team provide an authentic level of customer caring to ensure every aspect of the Phia – client relationship is positive, productive and genuine.   

Ms. Dye comes from a 25-year career with the largest cost containment provider in the industry.  During her tenured career she has served over 150 health benefit providers in roles ranging from front line file handler to Group Vice President overseeing all Commercial subrogation operations for over 20 million benefit recipient lives.  Her lengthy cost containment career, while focused on the Health Care line of business, also includes expertise in both Disability and Property & Casualty subrogation matters.  

Ms. Dye is an active member of both IDS and NASP.  You can find several published articles by Ms. Dye in the NASP Subrogator magazine and she is a frequent subject matter expert speaker on recovery matters.   

While not pursuing cost containment endeavors she is an avid reader, nature lover and family centered person residing in rural Kentucky.  Her favorite stewardship is serving as an elected member of the Nelson County Kentucky school board.  Her passion for education and children make her an invaluable member of the Board. 


Matthew Williams, Esq.
Manager, Recovery Services

Matthew joined The Phia Group, LLC as a senior subrogation attorney in 2019.  He came to The Phia Group with over 20 years’ experience in the subrogation realm serving in several capacities for Equian (now Optum) and Gibson & Sharps. Matt has since become a Manager in Recovery Services where he leads attorney tier case handlers in the Kentucky office.

He has represented private group health insurance, self-funded ERISA plans, Medicare Advantage plans, State Medicaid plans, stop-loss and disability plans, as it relates to their subrogation and reimbursement recovery interests. He is licensed to practice law in the state of Kentucky and in the United States District Courts in both Eastern and Western Kentucky.



Corey Crigger, Esq.
Provider Relations - Staff Attorney

Corey Crigger joined The Phia Group’s team in 2019 as an Attorney with the Provider Relations team.  His mission is to assist with disputes arising from or related to disputes between plans, participants, and providers, as well as combat excessive medical bills and balance bill negotiation. Before joining The Phia Group, Corey was a litigation attorney for The Rawlings Company. He dealt mainly with the subrogation rights of Medicare Advantage plans and State Medicaid plans. Along with being a litigation attorney he also managed a subrogation and recovery team. Since joining The Phia Group, Corey has moved into a leadership role in the Kentucky office.

Corey attended the University of Pikeville, earning his B.S. in History & Political Science. He then attended Liberty University School of Law, graduating with a concentration in Trial Advocacy. Corey is licensed to practice in the Commonwealth of Kentucky.

Corey’s greatest accomplishment in life is his family. He and his wife Brooke have two beautiful girls, Cora and Emilia.



Cindy Merrell, Esq.
Senior Subrogation Attorney

Cindy Merrell recently joined The Phia Group as a Senior Subrogation Attorney. Cindy’s responsibilities include utilizing legal expertise and negotiation skills to maximize health plan recoveries from responsible third parties. Cindy has earned the Certified Subrogation Recovery Professional designation from the National Association of Subrogation Professionals.   

Before joining The Phia Group, Cindy served as a healthcare subrogation attorney advocating for some of the nation’s largest payers. Before discovering her passion for healthcare advocacy, Cindy spent her first six years out of law school litigating cases for injured people. Cindy has spent time in the courtroom and is very familiar with all aspects of the litigation process.

In addition to healthcare advocacy, Cindy enjoys spending time with her family and pursuing her passion for American Saddlebred horses.



Jennifer Armstrong, Esq.
Senior Subrogation Attorney

Jennifer Armstrong (“Jenny”) joined The Phia Group as a Senior Subrogation Attorney in August of 2020.  Jenny joined the team with 17 year’s experience handling complex subrogation and recovery matters on behalf of two of the largest payment integrity and cost containment companies in the market. Prior to The Phia Group, she served as Associate General Counsel and Director of Workers’ Compensation to The Rawlings Group, as well as in multiple other roles including Workers’ Compensation Operations Supervisor and Senior Litigation Specialist with Equian/Optum.
She has represented over one hundred health plans throughout her career and is knowledgeable in ERISA, self-funding, state insurance, Medicaid, Medicare Advantage and Federal Employee Benefit Plans, with a special emphasis on Workers’ Compensation recovery.  

Prior to her subrogation career, Jenny was a solo practitioner in Kentucky representing clients in personal injury and family law matters.   Jenny received her Bachelor of Arts in English and Master’s Degree in Secondary Education from The University of Louisville prior to graduating with a Juris Doctorate from Louis D. Brandeis School of Law at the University of Louisville where she was honored to have served on the Moot Court Board.  She is licensed to practice law in Kentucky and the United States District Court in Western Kentucky.

In her free time, Jenny enjoys spending time with family and her dogs, traveling as well as camping and hiking.




Tim Pope, Esq.
Staff Attorney, Provider Relations

Timothy joined The Phia Group in early 2020 as an attorney with the Provider Relations team. He currently specializes in assisting clients with balance billing disputes and negotiations. He also assists with the review of plan documents and stop-loss policies.

Prior to joining The Phia Group, Timothy represented individuals applying for Social Security disability benefits. In this practice for twelve years, Timothy appeared before Federal judges in thousands of hearings. His litigation skills drew the recognition of both his peers and the judges, as he was named to the Massachusetts Risings Stars list by Super Lawyers six years in a row from 2015 to 2020.

Timothy is admitted to the Bar of the Commonwealth of Massachusetts and the United States District Court, District of Massachusetts. He earned his Bachelor of Arts degree in Political Science at the College of the Holy Cross and his Juris Doctorate at Suffolk University Law School.




Brian O'Hara, Esq.
Attorney, Provider Relations

Brian O’Hara joined The Phia Group in September of 2019.  As an attorney with the Provider Relations team, Brian primarily focuses on settling high-dollar medical claims directly with healthcare providers.  He also assists team members with balance-bill negotiations, legal research, and medical claim reviews.

Prior to joining The Phia Group, Brian was an associate with Turk & Quijano, LLP as well as The Cloutier Law Firm, LLC.  Brian has represented clients in hundreds of cases throughout Massachusetts in matters relating to personal injury, consumer protection, contractual disputes, criminal defense, and landlord-tenant law.  He graduated magna cum laude in 2006 from Boston College with a degree in history and received his J.D. from Suffolk University Law School in 2014.  He is licensed to practice law in the Commonwealth of Massachusetts.

Brian is an avid sports fan with a particular affinity for baseball and the Boston Red Sox.  He lives with his wife Anna and their cat Rachel.