70% of Brokers & Advisors Say Most Clients Face Double-Digit Renewal Increases
Insights from The Phia Group’s 2026 Broker Survey
The Phia Group Blog
Welcome to The Phia Group Blog, your source for cutting-edge insights into health plans, cost containment, and industry regulations updates. We break down top stories and trends, share actionable strategies, and provide expert perspectives to help you stay ahead.
A Pause Is Not a Free Pass: Why Proactive Mental Health Parity Compliance Still Matters
By: Bryan M. Dunton, Esq. A pause in enforcement can be mistaken for a pause in responsibility. For plan sponsors navigating uncertainty surrounding the Mental Health Parity and Addiction Equity Act’s (MHPAEA) 2024 Final Rule, waiting for the next regulatory…
Developments in Pharmacy Ownership and Operation
By: Kendall Jackson, Esq. Although it may feel like the buzz surrounding pharmacy benefit managers (PBMs) has increased exponentially in the last year, the concerns began many years ago. The mechanisms integral to PBMs’ functions and their role in the…
By: Naga Vivekanandan, Esq. Update (October 14, 2026): US Customs and Border Protection has extended the compliance date for the new informal entry procedures for international mail from October 22, 2026 to January 20, 2027. CBP has stated that international…
There Is No Finish Line with AI
By: Andre Cliff One thing I’ve learned from working very closely with AI is that there really isn’t a place of arrival. You don’t reach a point where the right model is in place, the right information has been added,…
Patients Before Monopolies Act
By: David Ostrowsky Already, 2026 has seen a spate of reforms passed for pharmacy benefit managers (PBMs), known for their role in coordinating drug manufacturers, pharmacies and insurance companies, and who preside over Rx benefits, negotiate prices of pharmaceuticals, process…
Building Plan Language Using Artificial Intelligence: Man vs. Machine
By: Kate MacDonald These days, artificial intelligence, or AI, has become increasingly incorporated into nearly all areas of our lives. You cannot turn a corner without encountering it, from the smartwatch strapped on your wrist relaying sleep metrics to your…
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