Phia Group

Discretion vs. Actual Decisions

On November 2, 2020
How can discretionary authority play a part in a plan document? Click to find out what discretionary authority is with examples and the impact it can have.

Can’t We All Just Get Along?

On July 12, 2017
Every once in a while you come across a plan that doesn’t want to comply with its stop loss contracts and/or obligations. It’s important that everyone realizes that we need each other to survive.

Spinning the Web of the Plan Document

On July 7, 2017
Kelly explains the importance of reviewing plan revisions for errors causing gaps in stop loss policies and further complications. Learn more.

Employer-sponsored Plans Should Prepare to be Taxed

On March 6, 2017
The latest news in the repeal and replace saga is that congressional Republicans are pushing to get a bill to the Senate by the end of this month.

Why Plan Sponsors should be Upfront with Workers about Self-funding

On April 26, 2016
Self-funded health plans don’t have health insurers, only health plan administrators. Learn more about why plan sponsors should be upfront with workers about self-funding.