The Phia Group Blog

By: Kaitlyn MacLeod, Esq. The CARES Act temporarily provided the ability for HSA-qualified High Deductible Health Plans (HDHPs) to offer first dollar telehealth benefits, regardless of whether the services were related to COVID-19 or preventive care. This optional allowance only…

By: Nick Bonds, Esq. As 2022 continues chugging along, it’s worth remembering that mental health parity compliance remains a significant issue – not just for health plans, but as a topic of serious discussion for our nation’s leaders. At the…

By: Andrew Silverio, Esq. Last month, Georgia Senator Raphael Warnock introduced legislation that would cap the cost of insulin at $35 per month, easing the heavy financial burden on the tens of millions of Americans living with diabetes.  Similar legislation…

By: Ron E. Peck, Esq. As the cost of providing health benefits to employees and their families continues to increase, employers must face a difficult decision.  Do they reduce the quality of the plan they offer (increasing co-pays, deductibles, and…

By: Jon Jablon, Esq. For most of the industry, the acronym “NQTL” has become a bit of a four-letter word. From the annoyance of the additional compliance burden itself to the resources needed to satisfy the requirements, we’re all feeling…

By: Kaitlyn MacLeod, Esq. Being a Plan fiduciary carries a lot of responsibility and potential risk for liability – even more so now thanks to a recent retirement fund ERISA case, Hughes v. Northwestern University. Even though the Hughes case…