70% of Brokers & Advisors Say Most Clients Face Double-Digit Renewal Increases

Insights from The Phia Group’s 2026 Broker Survey

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Empowering Plans: P248 – Defending a Denial

August 5, 2026

What separates a denial that withstands judicial scrutiny from one that does not? In this episode, Cindy Merrell explores the key considerations courts may evaluate when reviewing challenged denials. From investigating the facts to clearly articulating the basis for a decision, this episode identifies practical steps that can help administrators improve outcomes and mitigate litigation exposure.