The Real Cost of NSA Arbitration

An In-Depth Review of More Than 1.25 Million Federal Disputes

Natiuonal NSA Report Flyer

This Company Covers All of Its Employees’ Health Care

January 2, 2026

In this episode of 21 Hats Podcast, Adam Russo, co-founder and owner of The Phia Group, discusses how employers can reduce healthcare expenses by helping employees become more informed healthcare consumers. Russo also shares how Phia’s own benefits strategy allows employees who have been with the company for five years to receive healthcare with no deductibles or co-pays.