70% of Brokers & Advisors Say Most Clients Face Double-Digit Renewal Increases

Insights from The Phia Group’s 2026 Broker Survey

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Empowering Plans: P245 – Clear Eyes, Good Governance, Can’t Lose

June 22, 2026

On this episode of the Empowering Plans podcast series, attorneys Jen McCormick and Nick Bonds talk through some of the pressures self-funded plans face from every direction — rising member costs, PBM opacity, shifting coverage models, and instability in the individual market. The plans that respond well are those with clear governance and the ability to keep track of who decides, who communicates, who monitors, and who holds the risk. Containing costs requires a well-run plan; a well-run plan requires good governance.