Smarter Health Benefits Management. Stronger Plan Protection.
The Phia Group provides comprehensive solutions that protect health plans and families while bolstering financial stability. Through strategic cost management, legal expertise, and advocacy-driven member support, we deliver:
Plan document management and fiduciary protection to ensure compliance.
Subrogation and recovery to maximize returns and prevent overpayments.
Final level appeals and fiduciary liability protection to reduce legal risks.
Out-of-network solutions to control excessive charges and prevent surprise bills.
Care Empowered Pricing™, a RBP solution for fair and transparent healthcare costs.
Our Services Work Together for You


Phia CARES: Putting Your Employees First
The Phia Group goes beyond cost containment by advocating for employees and ensuring they receive needed care without unnecessary financial burden. We have a vested interest in generating highly successful cost containment solutions because when plans win, so do families.
Cost Management
Advocacy
Resolution
Expertise
Why Employers Trust The Phia Group
Employers need a trusted partner who understands the legal, financial, and fiduciary challenges of managing a health benefits plan. The Phia Group delivers:
Fiduciary protection and compliance support to ensure plans align with ERISA and regulatory standards.
Cost containment strategies that lower expenses so that you can reinvest in your plan.
Expert claims management, including advanced negotiation, subrogation, and recovery strategies.
Risk mitigation and financial stability through proactive claims resolution.
Member advocacy services that protect and satisfy employees.
Protect Your Plan. Protect Your Employees.
The Phia Group helps health benefit plans take control of rising costs while ensuring compliance and protecting employees. Our expertise in plan management, claims resolution, and fiduciary protection allows employers to offer high-value benefits while reducing financial risk.
Delivering Comprehensive Protection for Your Business
At the core of The Phia Group is the belief that everyone should have access to high-quality and justifiably priced care. Our passion for advocacy and meaningful innovation drives us to deliver a one-of-a-kind service experience for our clients and partners.
The Phia Group Delivers… Smart Cost Management. Confident Compliance. Stronger Plans.
Want to learn more about our proactive approach to safeguarding health plan cost containment?