Empowering Third-Party Administrators and Health Plans

The Phia Group is here to empower your plans and care for your families with nationally recognized cost containment services. Our expertise, commitment, and innovation help you deliver true value to your clients.

Kerri + Family

Joined The Phia Group in 2012

Health Plan Cost Containment Services

Our services work together—or individually—to help you maximize benefits and minimize costs for your clients. It’s the ultimate differentiator to make you stand out from the crowd.

ICE: Your B2B Compliance and Business Solutions Partner, Subrogation & Recovery Services: The Key to Unlocking Your Full Recovery Potential, Phia Unwrapped: Comprehensive and Technology-Driven Out-of-Network Repricing, PACE: Industry-Renowned Protection Against Fiduciary Liability Arising from Final Level Appeals, and Care Empowered Pricing: Next Level Reference-Based Pricing with Quality Care and Fair Pricing Done Your Way. What CARE Means to US: Cost Management, Advocacy, Resolution, and Expertise. Cheyenne + Family: joined the phia group in 2016. The Phia Group: Care. Empowered.

Bill Meehan

President & CEO
Cobalt Benefits Group


“The Phia Group understands how the third-party administration market specifically works and is able to intervene in a real common sense but highly technical way to make sure that our members aren’t exposed to undue risk.”

Paul Wann

Chief Operating Officer
Personify Health


"I’m just so proud of Phia from where they have started to where they are today. They are our biggest resource in our industry, from the start of subrogation, to plan documents, to consulting, and now with claim repricing and support. Phia always delivers exceptional service and they stand by their work."

Deborah Hodges

President & CEO
Health Plans, Inc.


"Our partnership with The Phia Group has elevated the level of service we provide to our clients. Their unmatched proficiency in third-party liability recovery (including subrogation and mass tort), regulatory compliance, plan document development, out-of-network claims repricing — combined with robust NSA and IDR support — and Reference-Based Pricing support services position us as a trusted, forward-thinking TPA. Phia’s guidance ensures our clients remain compliant while maximizing cost containment opportunities."

Why Third-Party Administrators and Health Plans Choose The Phia Group

We’re not just a service provider—we’re a strategic partner committed to helping you confidently navigate an increasingly complex environment.

Our innovative cost containment services reduce waste and identify missed savings opportunities to drive client success and improve retention.

With The Phia Group, you have access to top legal, clinical, and health benefits industry professionals dedicated to the success of your clients’ plans.

From owning your own RBP solutions with Care Empowered Pricing to enjoying compliance consultation, out-of-network claims protection, and unparalleled recovery services, we’re your one-stop partner for optimal plan control.

When it comes to plan document language and regulatory compliance, we’re the best in the business, providing peace of mind for you and your clients.

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Cost Containment with CARE

At the core of The Phia Group is the belief that everyone should have access to high-quality and justifiably priced care. Our passion for advocacy and meaningful innovation drives us to deliver a one-of-a-kind service experience for our partners.

Care Empowered Pricing

We empower you with tools, technology, and support to OWN your own RBP program.

PACE®

We ensure impartial reviews resulting in fair outcomes, litigation avoidance, and lower costs.

Phia Unwrapped

We resolve balance bills with independent legal representation to ensure no one is left alone.

Subrogation & Recovery Services

Our fully integrated mass tort process not only identifies additional recovery cases but also informs harmed members of their rights to potential settlement dollars.

ICE

We proactively address costly compliance gaps and claim issues while providing staff training, saving plans and members money.

We’re here to protect your plans, advocate for your clients, and generate smarter cost containment strategies.

Connect with us today to see how we can help you take control of healthcare costs.