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Your Care. Empowered. Cost Containment Experts

The Phia Group is a CARING and experienced provider of healthcare cost containment, offering a comprehensive ecosystem of services guided by our central belief that when plans win, so do families.

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Partner with The Phia Group for:

Technology-Powered Solutions

Access to Legal Expertise

NSA & IDR Support

Plan Document Language

Compliance Peace of Mind

Maximized Claim Recovery

Fiduciary Protection

Out-of-Network Repricing

Claims Issue Resolution

The Highest Level of Care

See how our services work together to unlock optimal savings and CARE.

Amanda + Family Joined the phia group in 2007

Phia CARES  heart

The services we offer to you are the same ones we use for our own employees—which means The Phia Group has a vested interest in creating highly successful cost containment solutions. As a testament to our services, we offer Free Health Benefits to our qualified employees and their families.

Cost Management

Advocacy

Resolution

Expertise

How We EMPOWER Plans and CARE for Families

From advocacy to expertise, The Phia Group combines everything needed to improve your cost containment while passionately supporting people every step of the way. We take care of your plans and families like they’re our own.

Cheyenne + Family

Joined The Phia Group in 2016

Bill Meehan

President & CEO
Cobalt Benefits Group


"It’s a complex industry and things hit us all the time. When we face an issue, our first call is to The Phia Group. They’re the kind of folks that roll up their sleeves. They understand your business and are partners in your business. We really look at The Phia Group as our first call."

Lea Reyes

Vice President Operations
Delta Health Systems


"At Delta Health Systems, we’re always looking for partners who go beyond just checking the boxes—and that’s exactly what we’ve found with The Phia Group. Their team knows subrogation inside and out, but what really stands out is how easy they are to work with. They’re flexible, responsive, and always willing to adjust their approach to fit the needs of our clients. It feels like they’re part of our team, and that kind of partnership makes a big difference."

Deborah Hodges

President & CEO
Health Plans, Inc.


"Our partnership with The Phia Group has elevated the level of service we provide to our clients. Their unmatched proficiency in third-party liability recovery (including subrogation and mass tort), regulatory compliance, plan document development, out-of-network claims repricing — combined with robust NSA and IDR support — and Reference-Based Pricing support services position us as a trusted, forward-thinking TPA. Phia’s guidance ensures our clients remain compliant while maximizing cost containment opportunities."

The Phia Ecosystem

Our services work together—or individually—to help you recognize your full cost containment potential.

ICE

Your Partner for B2B Compliance and Business Solutions

Subrogation & Recovery Services

The Key to Unlocking Your Full Recovery Potential

PACE®

Industry-Renowned Protection Against Fiduciary Liability Arising from Final Level Appeals

Phia Unwrapped

Comprehensive and Technology-Driven Out-of-Network Repricing

Care Empowered Pricing

Next Level Reference-Based Pricing with Quality Care and Fair Pricing Done Your Way

Industry-Leading Resources

The Phia Group is, first and foremost, an advocate for the health plan market. As such, our team creates a unique blend of educational and entertainment materials through our various resources.

News

Phia in the News

Webinars

Webinars

blogs

Blogs

Podcasts

Podcasts

Newsletters

Newsletters

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top work places 2023 USA
USA Today top places to work 2024 usa
2024 Louisville Business first BPTW - best places to work in greater louisville
Louisville Business First 2025 Best Places To Work

The Phia Family

The Phia Group is continuously recognized as a top place to work. Our company culture is a reflection of the way we conduct ourselves with our clients and partners. When you work with us, you become a part of something bigger than a company—you are part of The Phia Family.

Jilian + Family joined the phia group in 2011
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Caring For Our Community

The Phia Group has a deep commitment to helping our local community that spans the history of our company. Our work with Boys & Girls Clubs of Metro South is one of the ways we can ensure that as we continue to grow, we give back to those around us.

 

Want more information about our charity initiatives or how you can get involved with Boys & Girls Clubs of Metro South?

When Plans Win, So Do Families

We believe that everyone should have access to high-quality and justifiably priced care.

 

Contact us today to get started.

NOTICE: This form is not secure and not intended for communication of confidential information or Protected Health Information ("PHI") such as material regarding medical services you have or may receive, or your medical condition(s). If you have questions regarding a message you received from us, please contact our Customer Service Representatives toll-free at 888-986-0080.