Phia Podcasts

Recent Posts

  • Empowering Plans: P60 - Politics With Brady
    November 20, 2018
    This Podcast is HUUUUGE – Brady and Ron will dig deep, analyze the recent election results, and determine how they will impact the health benefits and health care industries. Bottom line? If you listen to this episode, you will definitely impress everyone at the Thanksgiving dinner table. You’re Welcome.
  • Empowering Plans: P59 - Talkin’ with TPAC
    November 16, 2018
    In this “Partners in Empowerment” episode, Ron and Brady enjoy chatting with Michael Meloch, President of TPAC Underwriters and valued member of The Phia Group’s own advisory board. Michael isn’t shy when it comes to diagnosing the issues, boiling healthcare cost containment down to simple basics we can all appreciate, and telling it like it is. His employer based perspective and focus on the bottom line (a/k/a “risk”) is as refreshing as it is informative. Don’t miss this one!
  • Faces of Phia: Episode 2 – Not Your “Norma-l” Employee
    November 16, 2018
    In today’s episode, our hosts chat with Norma Phillips… our first official “Face of Phia;” (sorry Matt). Norma explains what makes her different (and special) as well as what makes The Phia Group so unique. From Friday night films, to saving the American workers’ job… Norma and the team touch all the bases.
  • Empowering Plans: P58 - Special Edition: Talking Politics, Elections, and Healthcare
    November 1, 2018
    Like it or not, healthcare is on the ballot – nationally, statewide, and locally. The questions asked and people we elect will have an impact on how we receive and pay for healthcare – and for those of us in the benefits industry – failing to identify the trends, issues, and opportunities is tantamount to waving the white flag. Stay in the know and get ready to go; don’t miss this episode of Empowering Plans.
  • Faces of Phia: Episode 1 – A Chat With Matt
    October 24, 2018
    In this episode we sit down with The Phia Group’s Marketing & Accounts Manager, Matthew Painten. Matt tells about how his time with the organization has changed him, and educated him regarding healthcare and what everyone can do to reduce their expense. Matt will give us insight into his transformation as well as how he accomplishes his work for the betterment of all.
  • Empowering Plans: P57 - AHPs: Will They Live Up to the Hype?
    October 22, 2018
    Have you heard? In 2019 it will be easier than ever to form a self-funded “Association Health Plan” (AHPs) … So what? In the words of Jurassic Park’s Dr. Ian Malcolm (a/k/a Jeff Goldblum), we have been so preoccupied with whether or not we could, we didn’t stop to think if we should. This podcast discusses the pros and cons, as well as benefits and hurdles the final rules have created for these new AHPs. From compliance with State MEWA laws to obeying federal laws such as ERISA’s consumer protections (including the Mental Health Parity and Addiction Equity Act [MHPAEA]), we dissect why we must slow our run towards AHPs to a measured walk.
  • Empowering Plans: P56 - 2019 - Fly Ball or Home Run?
    October 15, 2018
    In this episode, Ron and Adam discuss the many issues, changes and challenges 2018 has lined up for 2019, and how the outcomes we witness in 2019 are certain to change everything by 2020. Tune in, or suffer the consequences!
  • Empowering Plans: P55 - Learn from the Past to Shape the Future
    October 1, 2018
    In this episode, our hosts sit down with industry legend and innovative leader, Jerry Castelloe of Castelloe Partners, to dissect the state of the health benefits universe, identify new issues, repeat offenders, and determine what trends, risks – and victories – from the past are shaping the future.
  • Empowering Plans: P54 - Crossing Bridges
    September 24, 2018
    In this episode, Ron, Brady, and Adam chat with friend and industry ally, Mark Stadler – President and CEO of BridgeHealth. As the leader of an organization whose purpose is to connect patients with the best providers – offering the highest quality care for the lowest price – regardless of geographic location, Mark and his team need to build bridges and interact with all three “Ps” of healthcare – the “P”atient, “P”ayer, and “P”rovider. This gives Mark unique insight that he now shares with our listeners.
  • Empowering Plans: P53 - The View from Nova Healthcare
    September 5, 2018
    In this episode of Empowering Plans, Adam Russo and Jennifer McCormick interview Laura Hirsch, President of Nova Healthcare Administrators. They discuss the latest stop-loss trends, patient assistance programs for prescription drugs, and other issues facing the self-funded industry.
  • Empowering Plans: P52 - The View from SIIA’s Political Perch
    August 15, 2018
    In this episode, Adam Russo and Brady Bizarro speak with Ryan C. Work – Vice President of Government Affairs at the Self-Insurance Institute of America (“SIIA”). They talk politics, D.C., and more importantly, about the efforts of the Government Relations Committee to advocate for the self-insured industry. From stop-loss protections and an updated “ERISA Notebook” to new wellness program rules, Ryan reveals the top issues on SIIA’s political agenda and explains how member engagement can really make a difference.
  • Empowering Plans: P51 - A Healthcare Homerun
    August 8, 2018
    In this episode, Adam Russo, Brady Bizarro, and Ron Peck (yes - he’s back!), chat with Mark S. Gaunya – Chief Innovation Officer and Principal of Borislow Insurance. As an author, innovator, and passionate industry advocate touting more than 25 years of experience, Mark doesn’t pull punches as he addresses the biggest opportunities and threats facing employers, employees, and their plans. If you want to know what’s wrong with the nation’s healthcare system, what we need to do to fix it, and enjoy it when someone teases Adam – this episode is a must listen.
  • Empowering Plans: P50 - Where is Ron? A Very Personal Podcast from the SVP
    July 26, 2018
    In this episode, our Senior Vice President & General Counsel dials in to describe where he's been, what major health issue is impacting his family, and what he hopes we can all learn from their experiences thus far - as members of the industry, potential patients, and human beings.
  • Empowering Plans: P49 - Issues with Inaction: Balance Billing and Wellness Programs
    July 23, 2018
    The FDA issued the nation's first approval for a drug derived from marijuana-based compounds to treat seizures. Click here to learn more about the drug.
  • Empowering Plans: P48 - Make Cost Containment Great Again
    July 17, 2018
    Brady Bizarro and Adam Russo discuss the hot topics impacting the insurance industry today.
  • Empowering Plans: P47 - Coaching the Self-Funded Industry
    July 11, 2018
    In this episode of Empowering Plans, Adam and Brady interview Rick Koven, President of Koven Consulting & Coaching. They discuss his work with health plan startups, small regional TPAs, and micro-insurance in developing countries. Rick also explains his role as a coach for executives and corporate leaders in our industry. As a special treat, they are also joined by Lisa from the claims department.
  • Empowering Plans: P46 - You’ve Gotta Fight, For Your Right, to Try!
    June 29, 2018
    Welcome to Empowering Plans a show dedicated to identifying waste and undo expense in the health benefits industry. Discovering ways to maximize benefits while minimizing costs, and empowering employers, administrators, and consultants to emphasize once again the benefit in benefit plan. Today’s episode is brought to you by the Phia Group Empowering Plans Since 1999, now here are your hosts the Phia Group’s own CEO Adam Russo, and senior vice president and general counsel Ron Peck, and Brady. ADAM: Hello everybody, and welcome to another episode of Empowering Plans with the Phia Group. Hello everybody! Hi-lo audience! I am your co-host, and the CEO, and co-founder of the Phia Group, Adam Russo. With me as always is our general counsel, senior VP Ron Peck. Say hello Ron RON: Hello Ron. ADAM: And what else can you say about Jen? Everyone just check. Just look at Jen. What can you say? Our amazing, the smartest, the brightest, the wonderful, the LinkedIn superstar, once we put Jen’s picture on anything the views go up. RON: You’re giving away my secret weapon. ADAM: That is Ron’s ...
  • Empowering Plans: P45 - Super-Empowerment
    June 22, 2018
    Welcome to Empowering Plans a show dedicated to identifying waste and undo expense in the health benefits industry. Discovering ways to maximize benefits while minimizing costs, and empowering employers, administrators, and consultants to emphasize once again the benefit in benefit plan. Today’s episode is brought to you by the Diversified Group, discovering and creating innovating solutions to evolving healthcare demands. Now here are your hosts the Phia Group’s own CEO Adam Russo, senior vice president and general counsel Ron Peck, and director attorney Brady Bizzaro. ADAM: Hello everybody, and welcome to another episode of Empowering Plans with the Phia Group. I am your co-host Adam Russo. Alongside me as always, my good friend, our senior VP and general counsel of the Phia Group, Ron Peck. Say hello Ron. RON: Hello Ron ADAM: As always and I have to say that nicely, As always with us for better or worse, whether we like it or not, the infamous, D.C insider, Brady Bizzaro. Say hello Brady. BRADY: Hello Brady ADAM: So Brady, I don’t know if you are aware, but I am going to be in ...
  • Empowering Plans: P44 - The Phia Group “MVP” Post-Mortem
    June 12, 2018
    Welcome to Empowering Plans a show dedicated to identifying waste and undo expense in the health benefits industry. Discovering ways to maximize benefits while minimizing costs, and empowering employers, administrators, and consultants to emphasize once again the benefit in benefit plan. Today’s episode is brought to you by the Phia Group Empowering Plans Since 1999, now here are your hosts the Phia Group’s own CEO Adam Russo, and senior vice president and general counsel Ron Peck, and Brady. ADAM: Hello everybody, and welcome to another episode of Empowering Plans with the Phia Group. I am your co-host, co-founder, CEO of the Phia Group, Adam Russo. With me as always is our senior VP, general counsel, my good friend, Phia Forum collaborator, whatever you want to call him, Ron Peck. Say hello Ron RON: Hello Ron. ADAM: In addition, as always the great, the infamous, Brady Bizzaro. Say hello Brady. BRADY: Hello Brady. ADAM: And as Ron likes to say, and I feel bad because I always talk about Pat at the end. Ron’s right nobody is listening by the end. Our great producer Pat ...
  • Empowering Plans: P43 - A Debrief of SIIA’s Fly-In on the Hill
    June 1, 2018
    Welcome to Empowering Plans a show dedicated to identifying waste and undo expense in the health benefits industry. Discovering ways to maximize benefits while minimizing costs, and empowering employers, administrators, and consultants to emphasize once again the benefit in benefit plan. Today’s episode is brought to you by the Phia Group Empowering Plans Since 1999, now here are your hosts the Phia Group’s own CEO Adam Russo, and senior vice president and general counsel Ron Peck, and Brady. ADAM: Hello, welcome to another episode of Empowering Plans with the Phia Group. I am your co-host the one that matters the most, Adam Russo, CEO and co-founder of The Phia Group, with me not in studio again, this guy just likes to stay home. Brady, what’s going on with Ron? BRADY: I don’t know ADAM: Ron, do you have a bad case of acne or something, is there a reason why you do not want to come to the office? Do you have a big zit or is there something going on that we are not aware of? RON: I am working on ...
  • Empowering Plans: P42 - Eliminating the Noise
    May 29, 2018
    In this episode, Adam, Ron, and Brady interview David Contorno, President of Lake Normal Benefits. They discuss emerging trends in the industry; from reference-based pricing to direct primary care. They also address the incentive problem and how HSAs are harming the health insurance industry.
  • Empowering Plans: P41 - The Case for Collusion (Continued)
    May 24, 2018
    Join The Phia Group’s Sr. VP, Ron E. Peck, and healthcare attorney Brady C. Bizarro as they answer the questions that you asked during our webinar on PBMs, specialty drug prices, and lawsuits alleging fraud.
  • Empowering Plans: P40 - RBP - Yeah, You Know Me
    May 17, 2018
    In this episode, The Phia Group chats once again with one of their Partners in Empowerment, Gregory S. Everett, President and CEO of Payer Compass. Greg addresses all of our hosts’ questions regarding reference based pricing, balance billing, the value of physician networks, and the future of RBP.
  • Empowering Plans: P39 - Everything's Bigger In Texas!
    May 7, 2018
    In this episode, our hosts interview Third Party Administrator, visionary, and industry expert – Caprock Healthplans’ own Executive Vice President, John Farnsley – as we review some of his recent talking points, cover where he thinks the industry is headed, and dissect the biggest issues he thinks will impact everyone involved.
  • Empowering Plans: P38 - A Labor of Love?
    April 24, 2018
    In this episode, Adam, Ron, and Brady interview in-house specialist, VP of Consulting Attorney Jennifer McCormick, and discuss the many complicated issues surrounding surrogacy, and the costs for which benefit plans may be responsible. What can be denied? What must be paid? Why is this a threat? What can we do to avoid it, or at least minimize the risks? Listen and find out!
  • Empowering Plans: P37 - Arresting the Financial Serial Killers
    April 18, 2018
    Today Adam and Ron interview the industry, and nationally, renown Dr. Keith Smith of the Surgery Center of Oklahoma. This pioneer of transparent pricing and forefather of the Free Market Medical Association waxes poetic regarding everything from issues with provider pricing, the status of medicine today, and his predictions for the future of health care. If you don’t think surgeons can offer a clear and transparent price for care before they provide the treatment is provided, listen to this episode and prepare to be shocked!
  • Empowering Plans: P36 - New Kids on the Block
    April 9, 2018
    In this episode, Ron, Adam and Brady interview one member of our industry’s albeit too small youth movement. Our hosts discuss with Brian Olsen what we all can do to attract new interest, and talent, to the business of risk management and hopefully help our industry not only survive, but thrive.
  • Empowering Plans: P35 - Direct Primary Care – The Pot of Gold You’re Looking For
    April 4, 2018
    In this episode, part of our Partners in Empowerment series, we interview Doctor Jeff Gold of Gold Direct Care (golddirectcare.com). Join us as we ask the questions you want answered regarding this innovative and interesting approach to “real” medical care.
  • Empowering Plans: P34 – Loopholes, Untouchables, and An Unlikely Ally
    March 23, 2018
    In this episode of Empowering Plans, Adam, Ron, and Brady go around the horn discussing a few hot button topics; from exposing what could be a significant loophole affecting health plans to explaining how certain age groups face unique barriers to obtaining health coverage. Finally, they discuss Idaho’s recent attempts to thwart Obamacare and the Trump Administration’s surprising reaction.
  • Empowering Plans: P33 - Partners in Empowerment – A Prescription for Savings
    March 16, 2018
    In this episode Ron and Brady are thrilled to interview LG Hanzel of Rx Results. LG digs deep on topics ranging from Specialty Drugs to PBMs, and what benefit plans can do to curb the cost of drugs in America – an issue that is big, and getting bigger every day.
  • Empowering Plans: P32 - Red Cross Blood Drive Special Episode
    March 1, 2018
    Today The Phia Group in partnership with the Red Cross hosted an on-site blood drive. Join Ron Peck as he interviews members of The Phia Group staff and Red Cross leadership as we discuss the event, personal experiences, and the ever present need for donors. This moving and important episode will hopefully drive you to action!
  • Empowering Plans: P31 - 3 Scoops of Knowledge
    February 26, 2018
    In this episode, Adam, Ron and Brady celebrate the forthcoming change in seasons and warming weather, by each selecting a unique topic that is bugging them, and offering their opinions regarding how we should react. This is one cool sampling of self-funded flavor you won’t want to miss.
  • Empowering Plans: P30 - Fireside Chat with The President
    February 16, 2018
    This is it! Our first Empowering Plans guest, and it’s a doozy. In this episode none other than the Self-Insurance Institute of America’s CEO and President, Michael Ferguson, sits down with Adam, Ron and Brady to discuss everything – from past wins and losses, to plans for 2018. From conflicts within the industry, to threats from beyond… Mike doesn’t hold back, and you – like we – get to enjoy the results.
  • Empowering Plans Segment 29 - Disruption or Not?
    February 7, 2018
    In this episode, our hosts discuss the recent announcement that Amazon, Berkshire Hathaway and JPMorgan are looking to collaborate on “health care.” Is this just a new way to supply medical goods, deliver care, or handle the entire exchange (including enrollment and payment)? How can broker/advisors, plan administrators, and other members of the industry benefit from this change? And who should be most concerned? This and more await you in “Empowering Plans.”
  • Empowering Plans Segment 28 - Game-changers
    January 29, 2018
    This week, our hosts discuss Adam’s recent travels and review events. We are not alone in our attitudes and desires to change the industry for the better, and now we have proof of that fact! What ideas and concepts were shared with Adam, and how can we add fuel to the fire?
  • Empowering Plans Segment 27 - Mandate? We don’t need no stinking mandate!
    January 22, 2018
    In this episode, Adam, Ron, and regular co-hose – Brady Bizarro – address the new tax law, elimination of the individual mandate, and how it may impact benefit plans of all types. In particular, they examine the psyche of low risk lives and ask the all-important question – how do we keep them enrolled without the mandate?
  • Empowering Plans Segment 26 - Lightning Strikes Twice – Top 2017 Issues Impacting 2018
    January 10, 2018
    In this episode, the “Phia Group Boys” freestyle as they share the issues they felt defined 2017 and are likely to impact 2018. From taxes to law; partnerships to reform… nothing is safe from their analysis and we all benefit from their warnings! This is an episode you cannot afford to miss.
  • Empowering Plans Segment 25 - A Taxing Time
    December 21, 2017
    In this special edition of the podcast, The Phia Group's CEO Adam Russo and Attorney Brady Bizarro discuss the new GOP tax bill in depth. Specifically, how does the bill affect employers? What does the repeal of the individual mandate mean for the self insured industry and for the future of Obamacare?
  • Empowering Plans Segment 24 - Protect Your ASA
    December 18, 2017
    In this episode, our hosts (including repeat guest host Vice President of Consulting, Attorney Jennifer McCormick) discuss the rising trend in stop-loss insurance being placed by entities other than the TPA, yet the TPA is held responsible if things go sour. Listen in to see how everyone can proactively avoid issues from emerging.
  • Empowering Plans Segment 23 - Plans and Conspiracy
    December 6, 2017
    Bring your tin foil hats, folks! With today's episode, our hosts (including guest host, VP of Consulting, Attorney Jennifer McCormick) discuss the recent news regarding CVS purchasing Aetna as well as a new opportunity to customize plan document reviews to address different levels of need.
  • Empowering Plans Segment 22 - The Biggest Threats to Self-Funding: A Lightning Round
    November 21, 2017
    In this episode, The Phia Group’s CEO, Adam Russo, Sr. VP, Ron Peck, and Attorney Brady Bizarro discuss the biggest threats to the self-funded industry. From expanded fiduciary liability to stop-loss denials to a real threat to the ACA’s individual mandate, our experts give their thoughts in a fast-paced discussion.
  • Empowering Plans Segment 21 - Planning for Stormy Seas Ahead
    November 3, 2017
    In this episode, Adam, Ron, and their guest star – VP of Consulting Jennifer McCormick, Esq. – discuss all of the many issues creating waves as it relates to benefit plan documents, and what steps we can all take to safely navigate those waters – including setting sail on The Phia Group Flagship Template!
  • Empowering Plans Segment 20 - Trumping Costs and Climbing the Hill
    October 19, 2017
    With this episode, Adam and Ron welcome back a fan favorite – guest star Brady Bizarro – and discuss the wild and crazy happenings in DC. From contraceptives to cost containment; the impact of fully insured subsidies on self funded plans; and everything in between – this is one lively podcast you cannot afford to miss.
  • Empowering Plans Segment 19 - The Man with the Plan
    October 13, 2017
    In this episode Adam and Ron discuss the oft overlooked but – in their opinion – all important plan document. From its purpose to best practices, they discuss why legal compliance, interaction with third parties, and cost containment efforts all start (and end) with the plan terms. Bring a pen and paper – these tips cannot be missed.
  • Empowering Plans Segment 18 - Responsibility - Beyond the Contract
    September 28, 2017
    In this episode, Adam and Ron discuss trends impacting health plans, employers, and employees. While these issues, such as the opioid epidemic, may not seem like the biggest costs facing benefit plans today, the long term costs are real. More importantly, issues like these can be identified by examining claims data; but most administrators are not contractually responsible to do so. Adam and Ron discuss why these entities should consider adding such services to their offerings – despite not being the most impactful cost containment option or being a contractual responsibility of the administrator.
  • Empowering Plans Segment 17 - Cutting Out Conflict
    September 11, 2017
    When it comes to securing stop-loss, too many benefit plans think the ball is only in the stop loss carrier’s court. Today, our hosts explain what plan administrators can do to cut out conflict and tie up loose ends before they suffer a costly loss. Ensuring an ongoing and fruitful relationship between plans and stop loss tomorrow requires intensive work today. Addressing these potential costly issues now will guarantee reimbursements are in the bag later.
  • Empowering Plans Segment 16 - In Reference to Reference Based Pricing
    August 22, 2017
    This week, Adam Russo and Ron Peck accept that an answer to the high cost of healthcare won’t be coming from D.C., and that health plan administrators (with the help of their partners and advisors) need to address the costs internally. Amongst options to do just that, so-called “Reference Based Pricing” is a hot topic in our industry. Join Ron and Adam as they pick apart this method for containing costs, identify the pros and cons of an “RBP” plan, and discuss options to customize such a program.
  • Stopping the Bleeding
    August 11, 2017
    This week, The Phia Group’s CEO, Adam Russo and Attorney Brady Bizarro interviewed Garrick Hunt, Phia’s Sales Executive, about some of the most common burdens self-funded employers are facing in our industry. From out-of-network claims to air ambulance to specialty drugs, we explore cost-containment strategies and discuss the potential compliance concerns for employers. Finally, we answer a question from our mail bag regarding best practices for handling overpayments.
  • Empowering Plans Segment 14 - Repeal & Replace Fails: What's Next?
    August 7, 2017
    This week, The Phia Group's CEO, Adam Russo, Sr. VP, Ron Peck, and Attorney Brady Bizarro discuss the dramatic events on Capitol Hill and the shocking failure of Senate Republicans to repeal and replace Obamacare. Despite this serious setback, Republicans are not ready to give up. We'll discuss the path forward.
  • Empowering Plans P13 - Your Friendly Neighborhood Provider
    July 17, 2017
    Taking a positive view on the industry, Ron Peck, Jon Jablon and Andrew Silverio today share stories and examples of providers working with payers to preserve the private employer based group health plan industry. From price transparency, to direct primary care, to medical tourism – providers that are willing to innovate and work with payers get their moment in the sun with this episode.
Phia Podcasts



Empowering Plans Segment 29 - Disruption or Not?
  February 7, 2018, Podcasts By The Phia Group
In this episode, our hosts discuss the recent announcement that Amazon, Berkshire Hathaway and JPMorgan are looking to collaborate on “health care.”  Is this just a new way to supply medical goods, deliver care, or handle the entire exchange (including enrollment and payment)?  How can broker/advisors, plan administrators, and other members of the industry benefit from this change?  And who should be most concerned?  This and more await you in “Empowering Plans.”


Empowering Plans Segment 28 - Game-changers
  January 29, 2018, Podcasts By The Phia Group
This week, our hosts discuss Adam’s recent travels and review events.  We are not alone in our attitudes and desires to change the industry for the better, and now we have proof of that fact!  What ideas and concepts were shared with Adam, and how can we add fuel to the fire?


Empowering Plans Segment 27 - Mandate?  We don’t need no stinking mandate! 
  January 22, 2018, Podcasts By The Phia Group
In this episode, Adam, Ron, and regular co-hose – Brady Bizarro – address the new tax law, elimination of the individual mandate, and how it may impact benefit plans of all types.  In particular, they examine the psyche of low risk lives and ask the all-important question – how do we keep them enrolled without the mandate?


Empowering Plans Segment 26 - Lightning Strikes Twice – Top 2017 Issues Impacting 2018
  January 10, 2018, Podcasts By The Phia Group
In this episode, the “Phia Group Boys” freestyle as they share the issues they felt defined 2017 and are likely to impact 2018.  From taxes to law; partnerships to reform… nothing is safe from their analysis and we all benefit from their warnings!  This is an episode you cannot afford to miss.


Empowering Plans Segment 25 - Breaking Down the GOP Tax Bill and How It Affects You
  December 21, 2017, Podcasts By The Phia Group
In this special edition of the podcast, The Phia Group's CEO Adam Russo and Attorney Brady Bizarro discuss the new GOP tax bill in depth. Specifically, how does the bill affect employers? What does the repeal of the individual mandate mean for the self insured industry and for the future of Obamacare?



Empowering Plans Segment 24 - Protect Your ASA
  December 18, 2017, Podcasts By The Phia Group
In this episode, our hosts (including repeat guest host Vice President of Consulting, Attorney Jennifer McCormick) discuss the rising trend in stop-loss insurance being placed by entities other than the TPA, yet the TPA is held responsible if things go sour.  Listen in to see how everyone can proactively avoid issues from emerging.


Empowering Plans Segment 23 - Plans and Conspiracy
  December 6, 2017, Podcasts By The Phia Group
Bring your tin foil hats, folks!  With today's episode, our hosts (including guest host, VP of Consulting, Attorney Jennifer McCormick) discuss the recent news regarding CVS purchasing Aetna as well as a new opportunity to customize plan document reviews to address different levels of need.


Empowering Plans Segment 22 - The Biggest Threats to Self-Funding: A Lightning Round
  November 21, 2017, Podcasts By The Phia Group
In this episode, The Phia Group’s CEO, Adam Russo, Sr. VP, Ron Peck, and Attorney Brady Bizarro discuss the biggest threats to the self-funded industry. From expanded fiduciary liability to stop-loss denials to a real threat to the ACA’s individual mandate, our experts give their thoughts in a fast-paced discussion.


Empowering Plans Segment 21 - Planning for Stormy Seas Ahead
  November 3, 2017, Podcasts By The Phia Group
In this episode, Adam, Ron, and their guest star – VP of Consulting Jennifer McCormick, Esq. – discuss all of the many issues creating waves as it relates to benefit plan documents, and what steps we can all take to safely navigate those waters – including setting sail on The Phia Group Flagship Template!


Empowering Plans Segment 20 - Trumping Costs and Climbing the Hill
  October 19, 2017, Podcasts By The Phia Group
With this episode, Adam and Ron welcome back a fan favorite – guest star Brady Bizarro – and discuss the wild and crazy happenings in DC.  From contraceptives to cost containment; the impact of fully insured subsidies on self funded plans; and everything in between – this is one lively podcast you cannot afford to miss.


Empowering Plans Segment 19 - The Man with the Plan
  October 13, 2017, Podcasts By The Phia Group
In this episode Adam and Ron discuss the oft overlooked but – in their opinion – all important plan document.  From its purpose to best practices, they discuss why legal compliance, interaction with third parties, and cost containment efforts all start (and end) with the plan terms.  Bring a pen and paper – these tips cannot be missed.


Empowering Plans Segment 18 - Responsibility - Beyond the Contract
  September 28, 2017, Podcasts By The Phia Group
In this episode, Adam and Ron discuss trends impacting health plans, employers, and employees. While these issues, such as the opioid epidemic, may not seem like the biggest costs facing benefit plans today, the long term costs are real. More importantly, issues like these can be identified by examining claims data; but most administrators are not contractually responsible to do so. Adam and Ron discuss why these entities should consider adding such services to their offerings – despite not being the most impactful cost containment option or being a contractual responsibility of the administrator.


Empowering Plans Segment 17 - Cutting Out Conflict
  September 11, 2017, Podcasts By The Phia Group
When it comes to securing stop-loss, too many benefit plans think the ball is only in the stop loss carrier’s court.  Today, our hosts explain what plan administrators can do to cut out conflict and tie up loose ends before they suffer a costly loss.  Ensuring an ongoing and fruitful relationship between plans and stop loss tomorrow requires intensive work today.  Addressing these potential costly issues now will guarantee reimbursements are in the bag later.
 

Empowering Plans Segment 16 - In Reference to Reference Based Pricing
  August 21, 2017, Podcasts By The Phia Group
This week, Adam Russo and Ron Peck accept that an answer to the high cost of healthcare won’t be coming from D.C., and that health plan administrators (with the help of their partners and advisors) need to address the costs internally.  Amongst options to do just that, so-called “Reference Based Pricing” is a hot topic in our industry.  Join Ron and Adam as they pick apart this method for containing costs, identify the pros and cons of an “RBP” plan, and discuss options to customize such a program.
 

Empowering Plans Segment 15 - Stopping the Bleeding
  August 11, 2017, Podcasts By The Phia Group
This week, The Phia Group’s CEO, Adam Russo and Attorney Brady Bizarro interviewed Garrick Hunt, Phia’s Sales Executive, about some of the most common burdens self-funded employers are facing in our industry. From out-of-network claims to air ambulance to specialty drugs, we explore cost-containment strategies and discuss the potential compliance concerns for employers. Finally, we answer a question from our mail bag regarding best practices for handling overpayments.
Empowering Plans Segment 14 - Repeal & Replace Fails: What's Next?
  August 7, 2017, Podcasts By The Phia Group
This week, The Phia Group's CEO, Adam Russo, Sr. VP, Ron Peck, and Attorney Brady Bizarro discuss the dramatic events on Capitol Hill and the shocking failure of Senate Republicans to repeal and replace Obamacare. Despite this serious setback, Republicans are not ready to give up. We'll discuss the path forward.

Empowering Plans Segment 13 - Your Friendly Neighborhood Provider
  July 17, 2017, Podcasts By The Phia Group
Taking a positive view on the industry, Ron Peck, Jon Jablon and Andrew Silverio today share stories and examples of providers working with payers to preserve the private employer based group health plan industry.  From price transparency, to direct primary care, to medical tourism – providers that are willing to innovate and work with payers get their moment in the sun with this episode.

Empowering Plans Segment 12 - The Cost of Care
  July 10, 2017, Podcasts By The Phia Group
This week The Phia Group's CEO, Adam Russo and Sr. VP, Ron Peck, interviewed Attorney Jon Jablon - Director of Provider Relations,  regarding the seemingly increasing number of excessive charges being billed by providers to health plans, strategies to cut costs, and importantly - ways to work with providers rather than against them, in an effort to implement an arrangement that works for all involved.


Empowering Plans Segment 11 - The Senate Unveils its Repeal & Replace Bill
  June 22, 2017, Podcasts By The Phia Group
In this special edition of the Empowering Plans podcast, Sr. Vice President and General Counsel Ron Peck and Attorney Brady Bizarro give their initial thoughts on the Better Care Reconciliation Act. What is in this new bill? What does it mean for the self-funded industry? What is next for healthcare reform?


Empowering Plans Segment 10 - Plan Tales: The Good, Bad, and Really Bad
  June 19, 2017, Podcasts By The Phia Group
In this episode, Adam Russo and Ron Peck interview two key members of The Phia Group’s consulting division – Vice President of Consulting, Attorney Jennifer McCormick, and Product Developer, Kristin Spath.  These two have tales to tell, regarding their experiences helping clients with unusual questions, and transforming outlandish ideas into real benefit plan innovations.


Empowering Plans Segment 09 - In the Land of the Blind
  June 5, 2017, Podcasts By The Phia Group
The Congressional Budget Office (“CBO”) has released its assessment of the American Health Care Act (Version 2.0), and once again the focus seems to be on who will lose insurance, gain insurance, and change insurance.  Yet, as lawmakers stumble with blinders on, addressing only the matter of insurance, other important factors – such as the actual cost of care itself – remains conspicuously absent.


Empowering Plans Segment 08 - Healthcares? Alternative Provider Payment Programs
  May 22, 2017, Podcasts By The Phia Group
The Phia Group’s CEO, Adam Russo, and Sr. VP & General Counsel, Ron Peck, discuss movements within the healthcare provider community to change how they charge (and receive payment) for services rendered.  For better or worse, change is on the way!


Empowering Plans Segment 07 - The American Health Care Act
  May 8, 2017, Podcasts By The Phia Group
Repeal and replace, the ACA, the AHCA - what does it all mean? How does it affect us? What’s next? Join The Phia Group's CEO, Adam V. Russo, Sr. VP, Ron E. Peck, and Attorney Brady Bizarro as they discuss the American Health Care Act, which passed the House of Representatives on 05/04/2017.


Empowering Plans Segment 06 - An Employer Call to Action
April 25, 2017, Podcasts By The Phia Group
A podcast dedicated to employers. Our goal is to show employers what they can do to improve their health plan and plan performance, without relying on third parties. It’s time for employers to get into the game!


Empowering Plans Segment 05 - The AHCA Failed: Where To Next?
April 4, 2017, Podcasts By The Phia Group
Join The Phia Group's CEO, Adam V. Russo, Sr. VP, Ron E. Peck, and Attorney Brady Bizarro as they discuss the recent, stunning failure of the GOP's American Health Care Act, the most recent news and predictions on the effort to repeal and replace the ACA, and what this all means for the self-funded industry.


 

Empowering Plans Segment 04 - Attack of the Killer Savings
March 13, 2017, Podcasts By The Phia Group
Join The Phia Group's CEO, Adam V. Russo, and Sr. VP, Ron E. Peck, as they describe how The Phia Group identifies facilities that provide the best outcomes for the least cost, and encourage plan participants to visit those facilities.


 


Empowering Plans Segment 03 - The Journey Continues
February 28, 2017, Podcasts By The Phia Group
Once again The Phia Group’s CEO, Adam V. Russo, and Sr. VP, Ron E. Peck, delve into what makes their own company’s health benefit plan unique, and share tips employers (and those that service them) can use to improve their own plan’s performance.


 


Empowering Plans Segment 02 - The Next Episode
February 13, 2017, Podcasts By The Phia Group
In this second installment of The Phia Group's official podcast, our hosts begin sharing what makes their own health plan a source of savings for the employer and benefits employees love.

 


Empowering Plans Segment 01 - The Maiden Voyage
JANUARY 30, 2017, Podcasts By The Phia Group
Welcome to the maiden voyage of "Empowering Plans," a new Podcast by The Phia Group where our hosts will review the purpose of this new series of Podcasts, reveal what the next few episodes will be about, and open the forum to our partners for comments and ideas.