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Phia Group Media


Discretion vs. Actual Decisions

On November 2, 2020
How can discretionary authority play a part in a plan document? Click to find out what discretionary authority is with examples and the impact it can have.

Spinning the Web of the Plan Document

On July 7, 2017
Kelly explains the importance of reviewing plan revisions for errors causing gaps in stop loss policies and further complications. Learn more.

It's Never Too Soon

On May 22, 2017
Learn more about how to properly plan for upcoming healthcare changes and look at cost containment measures with these questions and feedback.

Employer-sponsored Plans Should Prepare to be Taxed

On March 6, 2017
The latest news in the repeal and replace saga is that congressional Republicans are pushing to get a bill to the Senate by the end of this month.

Empower Your Plans!

On February 14, 2017
The United Benefit Advisors recently came out with the average cost of premiums for health insurance in every state. Let Phia help you empower your plan!

The Details of Your Coverage Plan Matter

On February 8, 2017
Employers face many, many regulatory burdens. There is an ever-increasing number of federal regulations to abide by, and each state maintains its own set of regulations

Keeping the “Benefit” in Benefit Plans

On January 26, 2017
Once upon a time, employers offered employees “benefit plans,” with an eye toward attracting and retaining a talented workforce. The word – benefit – literally means something good; positive; of added value.

The Problem with Wraps

On July 6, 2015
TPAs and self funded plans complain about their networks all the time.Everyone seemed to complain about them yet need them to attract clients that aren’t willing to go the reference based pricing route. Read More.

Government Plans are Exempt from ERISA. What is the Definition of "Government"?

On May 20, 2013
Some employers may not actually be government entities, and public private partnership may inject ERISA back into the framework.