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Phia Group Media


Theories v. Practicality: The Simplest Answer is Often the Best!

On November 18, 2019
Whether you believe that a breach of contract action against a plan participant is allowed, it’s better to be able to prevent the money from being put at risk. 

Know when to fold ‘em

On July 30, 2018
Winning a case does not always equate to the best outcome. Learn more about the "made whole" doctrine in MA and effective cost containment by clicking here.

Even the best Plans can backfire!

On February 7, 2018
Success is not a given in the world of subrogation/reimbursement. Choose a subrogation firm like The Phia Group who will try to secure everything that is needed for a client. Contact us today to get started!

Nice to see you, 2018. Should we Expect more of the same?

On January 2, 2018
Avoiding reimbursement rights, self-funded plan structure, prudent management of plan assets or disbursement of settlement funds? No one can predict what will happen in 2018 but The Phia Group will be here to handle any subrogation law needs.

A Little 2017 Holiday Cheer… Subrogation Style!

On November 29, 2017
Everything in the subrogation world in 2016 was viewed through the prism of the Montanile decision from the Supreme Court. We take a look back at 2017 and how the Montanile decision was carried out and any other cases that factored into the court's decision. Read more here

Words With No Meaning - Subrogation Accident Questionnaire

On May 1, 2017
Chris shares an example of why it's important to choose your words wisely and make sure you say what you mean when it comes to subrogation accident questionnaires.

U.S. Airways v. McCutchen – Where Are they Now?

On March 29, 2017
We discuss the differences of known self-funded healthcare plans and compare them to U.S. Airways Vs. McCutchen. Learn more.

Court Nixes Health Plan’s Subrogation Claim

On December 23, 2015
A health plan isn’t entitled to reimbursement of $48,000 in medical expenses it paid on behalf of a minor beneficiary who was injured in an all-terrain vehicle accident

The Supreme Court Seeks Solutions to the Latest Challenges to Subrogation Rights in Montanile Case

On December 4, 2015
The facts of the latest healthcare subrogation challenge on the SupremeCourt’s docket will be familiar to many.

FEHBA Preempts Kansas Anti-Subrogation Regulation

On November 3, 2015
The Federal Employees Health Benefits Act preempts a Kansas administrative regulation prohibiting subrogation and reimbursement clauses in health insurance contracts of federal government employees, the U.S. Court of Appeals for the Tenth Circuit ruled

The Problem with Wraps

On July 6, 2015
TPAs and self funded plans complain about their networks all the time.Everyone seemed to complain about them yet need them to attract clients that aren’t willing to go the reference based pricing route. Read More.

The Road to Recovery: Subrogation Gets Its Day In Court

On July 6, 2015
Most might be surprised when they realize the amount of attention that subrogation has received in The Supreme Court of the United States, the highest court in the land, over the last 25 years.

Size Doesn’t Matter- But the Regulators Do

On July 6, 2015
What is the perfect size for a self-funded plan? This is one of my favorite questions and I love to ask it at any conference at which I happen to have the pleasure of attending and speaking.

Texas C.P.R.C. c. 140: The New Standard for Subrogation Rights

On September 17, 2014
C.P.R.C. c. 140, governing subrogation, went into effect January 1, 2014; enacting H.B. 1869, which was passed months prior; but the finer points are still being explored.

New York Governor Signs Legislation Prohibiting ERISA Liens on Settlement Proceeds

On November 19, 2013
On November 13, 2013, the Governor of New York signed legislation which clarifies the scope of General Obligations Law (“GOL”) Section 5-335.