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Phia Group Media


The Gap Trap

On January 24, 2017
We work closely with some excellent carriers that look for reasons to pay claims and are a pleasure to interact with – but there are also carriers and MGUs out there that will do whatever they can to deny claims.

The ACA, a New Congress, and President Trump – Oh My….

On January 24, 2017
On Friday January 20th, President Donald Trump signed his first executive order, directing agencies to give more leeway to the states in the way that states implement (“carry out”) the Affordable Care Act.

Attack on ERISA Preemption Continues…

On January 23, 2017
ERISA preemption seems like such a simple concept; further proof that reasonable minds can disagree

Welcome to our New Blog!

On January 23, 2017
Welcome to the newly updated passionforsubro blog. Starting today, you all will get daily updates, comments, tidbits, opinions, and fun facts from the many outstanding team members here at The Phia Group.

GOP on ACA replacement: Who wants what?

On January 23, 2017
Republicans in Congress have already laid the foundation for an ACA repeal through the reconciliation process, but what will replace the law still remains uncertain.

With executive order, Trump tosses a ‘bomb’ into fragile health insurance markets

On January 23, 2017
President Trump’s executive order instructing federal agencies to grant relief to constituencies affected by the Affordable Care Act has begun to reverberate throughout the nation’s health-care system

Back to The Self-Funding Future – Which Echoes of 2016 Will Continue to Impact Self-Funding in 2017

On January 19, 2017
The past decade has ushered in both outrage and opportunity for self-funded plans, and 2016 was no different. The characteristics of self-funded plans continued to alter in concert with new laws and regulations. While these bureaucratic efforts often hindered our ability to self-fund, for those daring enough to change with the times, we saw increased growth and prosperity. We will no doubt see these issues and opportunities continue to evolve in 2017, and only those that prepare will thrive.

Pressure mounts on GOP for post-Obamacare plan following CBO report

On January 18, 2017
at least 18 million people could lose health insurance in the first year if Congress repeals the Affordable Care Act without replacing it

Health Secretary Pick Tom Price Faces Questions on Stock Trades, Obamacare Plans at Confirmation Hearing

On January 18, 2017
Tom Price vowed at a Senate hearing Wednesday to fight government regulations he said burden doctors and patients while Democrats voiced alarm his policies would gut federal health insurance programs.

The Phia Group's 1st Quarter 2017 Newsletter

On January 17, 2017
2016 has been a busy year here at The Phia Group! Read our newsletter to get acquainted with some of the goings-on in our neck of the woods.

Congress Eliminates Huge Penalties On Small Employers’ Health Insurance Reimbursement Arrangements

On January 17, 2017
First it was no problem. Then it was a huge problem. Then it was going to be a huge problem. And now it’s no problem again. Read More

Trump vows ‘insurance for everybody’ in replacing Obamacare

On January 17, 2017
U.S. President-elect Donald Trump aims to replace Obamacare with a plan that would envisage “insurance for everybody.”

Cigna CEO: ACA health plans perform best under ACO model

On January 16, 2017
Cigna CEO David Cordani said the payer’s ACA health plans made the most financial sense when they networked with ACOs.

What insurance market fixes can the GOP cram into an ACA repeal bill?

On January 16, 2017
Republicans risk crashing the individual insurance markets and causing 30 million Americans to lose coverage if they repeal the Affordable Care Act without replacing it

Why Trump’s Obamacare Promise Will Be So Hard to Keep

On January 16, 2017
As a candidate back in July 2015, Donald J. Trump promised that he would repeal Obamacare and replace it with “something terrific.”